CCTV News:South Korean Presidential Palace Cheongwadae announced on the 8th that Moon Jae in will meet with a visiting high-level delegation from the DPRK on the 10th. Members of the delegation include Jin Yongnan, Chairman of the Standing Committee of the Supreme People’s Assembly of the DPRK, Jin Yuzheng, First Deputy Minister of the Central Committee of the Workers’ Party of Korea, Cui Hui, Chairman of the State Sports Steering Committee, and Li Shanquan, Chairman of the Peaceful Reunification Committee of the Motherland. According to Xinhua News Agency, the DPRK delegation arrived at Incheon Airport in South Korea by special plane at noon on the 9th.

　　Who’s Jin Yuzheng? What is the future trend of the situation on the peninsula? Will the representatives of North Korea, South Korea and the United States interact outside of sports events? The PyeongChang Winter Olympics in 2018 was full of topics before it started.

　　Rare! Kim Jong-un once only took his twin sister to inspect the troops.

　　Jin Yuzheng is the daughter of the late North Korean leader Kim Jong Il and the younger sister of Kim Jong Un.

　　On March 9, 2014, Jin Yuzheng made her first "official appearance" in a report on North Korean national television. At that time, Kim Jong-un was elected as the representative of Baitoushan Constituency No.111 with 100% support rate. Jin Yuzheng, known as "Comrade", appeared for the first time in the report, and a "close-up" of her voting was shown.

　　On November 27th, 2014, Kim Jong-un inspected the 426 Animation Studio. Korean Central News Agency mentioned Jin Yuzheng, Vice Minister of the Central Committee of the Labor Party, when introducing the accompanying personnel. This was the first time that the North Korean media publicized Jin Yuzheng’s position, which attracted the attention of foreign media.

　　After that, Jin Yuzheng can always be seen in Kim Jong-un’s activities reported by North Korea’s official media. From watching performances, to inspecting factories and museums, to inspecting military training activities, Jin Yuzheng’s name can always be found in the list of accompanying persons.

　　From March 9, 2014 to March 12, 2015, Jin Yuzheng accompanied Kim Jong-un on 25 inspections. Since November, 2014, Jin Yuzheng has been accompanying Kim Jong-un to inspect more and more frequently, accounting for more than half of the total times. Generally speaking, Jin Yuzheng’s people’s livelihood and cultural performances are twice as many as her military and political visits. However, since November 2014, her visits to the army have been basically the same as other activities. In January 2015, Jin Yuzheng’s public activities were particularly active, and he accompanied Kim Jong-un on seven inspections.

　　On March 12, 2015, Kim Jong-un, the top leader of North Korea, visited a defense squadron in the front post on the east coast of North Korea. In Korean Central News Agency’s report, only the name of Kim Jong-un’s sister Jin Yuzheng was mentioned, but the names of other accompanying persons were not mentioned. Judging from the pictures released by the Workers’ Party of Korea, Jin Yuzheng not only accompanied Kim Jong-un to inspect the whole process, but also participated in the final photo. This kind of situation is rare. Usually, the entourage of Kim Jong-un does not take part in the group photo during the inspection activities, and it is the first time that only Kim Jong-un’s brother and sister inspect the troops in the official media of North Korea.

　　At present, it is a critical moment for the DPRK and the ROK to release goodwill and improve bilateral relations. Kim Jong-un sent Jin Yuzheng to represent North Korea in the opening ceremony of the PyeongChang Winter Olympics, and the position of the younger sister in North Korea’s political arena is self-evident.

　　The South Korean side also attaches great importance to the first entry of North Korean Kim family members into Korea. A spokesman for South Korea’s Cheongwadae said that all preparations would be made to ensure the smooth visit of the DPRK high-level delegation to South Korea to participate in the Olympic Games, and called Jin Yuzheng’s visit "of great significance". As Jin Yuzheng is an important figure in the Labor Party, the ROK expects that she will have considerable discretion in this trip, which is more important than Jin Yongnan’s coming to hankyung alone, and the ROK and the DPRK may take this opportunity to have a more meaningful dialogue.

　　The close interaction between the DPRK and the ROK, the United States and Japan secretly "make bad"

　　The 23rd Winter Olympics in Pyeongchang, South Korea in 2018 is destined to be an "unusual" Winter Olympics. Before that, the Vice President of the United States invited "special guests" to pour cold water on the relations between the DPRK and the ROK, and then members of the North Korean "Baitoushan family" (Kim family) entered Korea for the first time. During this period, it was reported that Trump’s daughter would attend the closing ceremony of the Winter Olympics and the South Korean Unification Ministry made intensive statements four times in three days … … The "feature film" of the 2018 Winter Olympics has not yet started, and the "trailer" alone is as wonderful as any Hollywood movie.

　　At the beginning of the new year in 2018, the DPRK and the ROK changed the normal state of "arrogance" and "angry words", shelved the dispute between nuclear weapons and Sadr, and launched active "ice-breaking" talks around the Winter Olympics in a "double pause" posture, which achieved many results. For example, the DPRK and the ROK will jointly hold the flag of the Korean Peninsula at the opening ceremony of the Winter Olympics, the Korean art troupe will perform the opening ceremony in South Korea, and the DPRK and the ROK have expressed their positive will to improve the bilateral relations in the future … …

　　At the same time of close interaction between the DPRK and the ROK, the United States began to "pour cold water" on the slowly warming DPRK-ROK relations.

　　US President Donald Trump confirmed last month that he would send Vice President Burns as the head of the US delegation to attend the PyeongChang Winter Olympics. However, it is not known what attitude Burns will take to intervene in the situation on the Korean Peninsula. A White House official said that Burns believed that the DPRK wanted to use the Winter Olympics to "engage in propaganda activities" and he intended to "show up" at the Winter Olympics to "offset" the DPRK’s influence and self-promotion efforts.

　　According to Washington post, Burns will invite a "special guest", namely Fred, the father of the late American college student Otto Warmbier, to visit Korea. Otto Warmbier was charged and convicted of conspiring to subvert the state in North Korea, and was detained for more than a year. He was released to China in June last year, but he was in a coma and died a few days later. This incident once prompted the State Council to issue a travel ban to the DPRK.

　　It is also reported that US President Trump’s daughter ivanka will lead a presidential delegation to attend the closing ceremony of the 2018 PyeongChang Winter Olympics. Some South Korean media analysts said that if ivanka really attended the closing ceremony of PyeongChang Winter Olympics as reported by CNN, and Kim Jong-un’s younger sister Jin Yuzheng also went south for a pre-meeting, it might be possible for them to meet in the closing ceremony of Winter Olympics.

　　The DPRK, the United States and South Korea are playing hot, and Japan is also joining in the fun. According to the news released by the Japanese government on the 3rd, Prime Minister Shinzo Abe will meet with Burns before attending the opening ceremony of the Winter Olympics, suggesting that the US-South Korea joint military exercise should not be scaled down after the Winter Olympics.

　　… …

　　The Korean Peninsula crisis has lasted for more than 20 years, and the biggest obstacle is the "return to Asia-Pacific strategy" of the United States. However, this "door-to-door talk" between the DPRK and the ROK is a sincere attempt by the DPRK. It is hoped that with the efforts of all parties, the stability of the DPRK and the ROK will be further developed, and the rare "warm drama" between the DPRK and the ROK will not become a "farce" with no end in some countries. (Text/Cheng Xiang)

Xinhua News Agency, Beijing, September 2ndQuestion: How to upgrade consumers’ enjoyment of trade-in support of overweight in various places?

Xinhua News Agency reporters Xie Xiyao, Li Xiaoting and Gong Liankang.

Recently, the "upgraded version" policy of promoting the trade-in of automobiles and home appliances at the central level has been introduced one after another. The reporter recently visited markets in Beijing, Hubei, Chongqing, Fujian and other places, and learned that all localities have introduced detailed rules for the replacement of old consumer goods in light of local actual conditions, expanded the coverage of subsidized products, upgraded subsidies, made the application process more convenient, and increased consumers’ willingness to purchase.

Government subsidies are superimposed on enterprises to make profits, and new subsidies for automobile replacement and renewal are added.

On the evening of August 27th, the reporter went to the Geely Yinhe Wuhan Star Experience Center in Hanyang District, Wuhan. The slogan of "trade-in" subsidy for cars in the store was everywhere, and many citizens went to the store to see cars and consult preferential policies.

The salesperson took the store’s best-selling model Geely Yinhe E8 as an example and calculated a "detailed account" for the reporter:

For a new car with an original price of 165,800 yuan, if the customer’s old car meets the scrapping conditions, the maximum state subsidy can be 20,000 yuan; Or transfer the car under his name, you can get a replacement subsidy of 12,000 yuan. During this period, you can also apply for a trade-in coupon of up to 2,000 yuan in Wuhan at the same time, plus a discount of more than 10,000 yuan from manufacturers and 4S stores, and the maximum superimposed discount for buying this new car can reach more than 30,000 yuan.

According to the national policy, for individual consumers who meet the provisions of the Detailed Rules for the Implementation of Vehicle Trade-in Subsidies and scrap old cars and buy new ones, the subsidy standard will be increased from 10,000 yuan for new energy passenger cars and 7,000 yuan for fuel passenger cars to 20,000 yuan and 15,000 yuan respectively. In addition to scrapping and updating, this policy will also include replacement and updating in the scope of subsidies, and support local governments to carry out replacement and updating independently.

At present, following the rhythm of national policies, local governments have successively launched trade-in schemes focusing on the local automobile market.

The national dicing and matching funds in Hubei Province are more than six times the size of the funds before the afterburner measures. The maximum subsidy for car scrapping and renewal is 20,000 yuan, and the maximum subsidy for replacement and renewal is 16,000 yuan.

Beijing has made it clear that the newly purchased new energy vehicles after replacement include not only pure electric vehicles, but also plug-in hybrid vehicles (including extended-range vehicles) and fuel cell vehicles, and all of them can enjoy replacement subsidies if they are transferred inside and outside Beijing.

Shanghai puts used cars in an important position in the trade-in policy, encourages the development of used car distribution business, and makes it clear that the average age of used cars will be reduced by one year by 2027 …

Government subsidies are superimposed on enterprises to make profits, new replacement and renewal subsidies are added, and consumers’ willingness to buy new cars is increased.

Up to now, the trade-in of consumer goods in Hubei has benefited more than 400,000 consumers, driving the sales of new cars and home appliances to 12 billion yuan. Wuhan has achieved the goal of trade-in of automobiles for the whole year ahead of schedule; As of mid-July, Hunan has received more than 8,600 applications for automobile scrapping and renewal subsidies, and more than 23,000 applications for replacement and renewal subsidies, which has driven automobile sales to exceed 5.5 billion yuan. From the release of the National New Deal to September 1st, the cumulative amount of old-for-new subsidies in Chongqing reached 9,748, and the cumulative sales of automobiles exceeded 1.837 billion yuan.

According to the data of the Ministry of Commerce, as of 10: 00 a.m. on September 1, more than 810,000 applications for car scrapping and renewal subsidies were received. From January to July, the national automobile retail sales reached 11.556 million, up 2.3% year-on-year. Among them, the retail sales of new energy passenger cars was 4.988 million, a year-on-year increase of 33.7%; The number of used cars was 10.992 million, a year-on-year increase of 6.3%.

The subsidy for home appliance replacement will be expanded, and the on-site application will be reduced immediately.

Mr. Zhou of Nanchuan District, Chongqing recently bought a Haier Class 1 energy-efficient air conditioner with a price of 2,499 yuan and enjoyed a government subsidy of 499.8 yuan for trade-in. "Government subsidies are very cost-effective, and it is very convenient to apply for money immediately." Mr. Zhou said.

On August 26th, Chongqing’s "upgraded version" green smart home appliances trade-in subsidy policy landed. On the first day of the implementation of the policy, the city issued a government subsidy of 8.165 million yuan, which directly led to the sales of home appliances of 42.6335 million yuan.

The reporter learned from the Chongqing Municipal Commission of Commerce that at present, the state’s pre-allocated funds to support trade-in have been issued to Chongqing, and the local governments will match the funds in proportion to jointly promote the trade-in of consumer goods.

The state has made it clear that eight types of household appliances enjoy a subsidy standard of 15% to 20% of the sales price, with a maximum subsidy of 2,000 yuan per piece. At the same time, support local governments to independently determine the varieties of subsidized "8+N" household appliances. Up to now, many places have successively issued implementation rules for the implementation of home appliance trade-in.

Chongqing has made it clear that individual consumers will enjoy 15% to 20% of the sales price of each type of household appliances when they purchase 11 types of household appliances with energy efficiency or water efficiency standards of Grade 2 or above; In terms of superimposed subsidies for enterprises, consumers can enjoy a 2% trade-in subsidy if they sell nine categories of old household appliances and buy any kind of products with energy efficiency or water efficiency of Grade 2 or above.

Beijing consumers can access the "Jingtong" applet through Alipay, WeChat, Baidu, Meituan and other channels, and receive the subsidy qualification codes of more than 10,000 household appliances in 8 categories, and enjoy preferential treatment in the payment link.

On the basis of eight types of household appliances, Guangdong has added three types of products, such as mobile phones, tablets and smart wearable devices, as well as other N-type products that are actually included in the scope of subsidies in various cities, forming an "8+3+N" product category.

From the central government to the local government, the subsidy policy has clearly defined the energy efficiency standards, and only subsidizes energy efficiency products of Grade 2 and above. "Trade-in is not a simple replacement of similar products, but a demand that tends to be higher-end, smarter, more environmentally friendly and more personalized, and supports the transformation and upgrading of household consumption through trade-in." Chen Yaoting, a professor at the Business School of Minnan Normal University, said.

Continue to open up new blocking points and smooth the resource circulation chain.

Recycling has always been a blocking point that affects trade-in consumption, and it is also the key to smooth the recycling of resources.

Fujian Quantong Resource Recycling Industrial Park, located in Zhangzhou Development Zone, Fujian Province, has a truckload of used household appliances entering the factory, weighing, unloading, acceptance, bar coding and warehousing, and then entering the dismantling process. Every day, about 2000 sets of waste household appliances are treated here in a standardized way.

Driven by the trade-in policy, Quantong has established strategic cooperation with recycling enterprises under Midea Group to realize the recycling system of products from sales, recycling to standardized dismantling.

The national policy is clear, all localities should strengthen the construction of digital platforms, learn from each other’s experience, strengthen data analysis, and timely and accurately grasp the information of the whole process of home appliances replacement, purchase and disassembly. The reporter visited and learned that under the guidance of the trade-in policy, the diversified recycling pattern of used household appliances is accelerating.

"Old household appliances are not limited to brands and years, and they can provide one-stop trade-in services such as free door-to-door dismantling of old machines and free transportation." He Yuanlin, general manager of Dahai Daming Trading Co., Ltd., a distributor of Haier Zhangzhou, said that the company is docking with dismantling enterprises with relevant qualifications, establishing a standardized recycling system for used household appliances, and at the same time promoting the development of community services for household appliances.

On September 2, Haier Zhijia Recycling Interconnection Factory was completed and put into operation in Laixi, Qingdao, with an annual dismantling capacity of 3 million units. Shijiazhuang city has perfected the comprehensive utilization system of renewable resources by the mode of "government+property+third party"; Hunan will include the recycling outlets of renewable resources such as waste household appliances into the construction of a convenient living circle for a quarter of an hour; Gree, Changhong and other home appliance companies actively adopt the "internet plus Recycling" method to provide professional old machine recycling services …

Insiders pointed out that with the increase in the number of places to promote the implementation of the old-for-new policy, it will drive the government, enterprises, platforms and other forces to join the field of recycling, and work together to improve the construction of the recycling network of used household appliances, so that consumers are "easier to get rid of the old and more willing to get new ones".

　　Cctv news(Reporter Li Wenxue): According to the requirements of the "Class B and B Tube" general plan notice of the comprehensive group of the State Council Joint Prevention and Control Mechanism and the "novel coronavirus Infection Prevention and Control Plan (10th Edition)", on January 9th, the Harbin Leading Group Command issued a notice on optimizing and adjusting the nucleic acid detection strategy, requiring that no nucleic acid should be done unless necessary, at least one 24-hour nucleic acid detection point should be set up in all districts and counties, and personnel of key institutions should carry out antigen or nucleic acid detection.

　　According to the notice, it is required to insist on not doing nucleic acid unless necessary, and no longer carry out nucleic acid screening for all staff. Community residents are "willing to check and check" as needed. The cost of nucleic acid testing for personnel and medical personnel in key institutions such as nursing homes and welfare homes shall be borne by the competent department of industry according to the requirements of "who is in charge, who is responsible and who pays"; Other people will pay for nucleic acid testing from January 10, 2023.

　　All districts and counties (cities) should rely on community health service centers or township hospitals to set up enough convenient nucleic acid detection points, and at least one 24-hour nucleic acid detection point should be set up to facilitate the needs of the public. All nucleic acid detection points should be set in place before January 10. All districts and counties (cities) shall set up at least one testing point that can provide Chinese and English nucleic acid testing reports to meet the needs of citizens for nucleic acid testing abroad.

　　Medical institutions should carry out antigen or nucleic acid detection for outpatients (emergency) with fever and respiratory infection symptoms, hospitalized patients with severe and high risk, and symptomatic medical staff.

　　During the epidemic period, the staff in places where vulnerable people are concentrated, such as pension institutions and social welfare institutions, will carry out full-time nucleic acid testing twice a week, and the people who are cared for will carry out antigen or nucleic acid testing twice a week. The testing of agency staff and people who are cared for will be carried out alternately every other day, or it can be carried out according to the requirements of the competent authorities of the industry. Nucleic acid detection of people in other industries shall be carried out in accordance with the requirements of the competent department of industry.

　　The elderly aged 65 and above, long-term hemodialysis patients, severe diabetes patients and other high-risk community residents, infants under 3 years old and other people need to carry out antigen testing after symptoms such as fever and respiratory infection, or go to convenient nucleic acid testing points set up in the community for nucleic acid testing. Just as residents are infected, other people can carry out antigen testing every day for 3 consecutive days.

　　After other residents have symptoms such as fever and respiratory infection, they can carry out antigen testing on their own as needed, or go to convenient nucleic acid testing points set up in the community for nucleic acid testing.

　　Foreigners enter the gathering place of vulnerable people, check the negative certificate of nucleic acid test within 48 hours and carry out antigen test on the spot; Enter all kinds of business premises, commercial stores, government agencies, enterprises and institutions, and no longer check the negative certificate of nucleic acid detection.

　　At 17: 00 on December 28th, the Information Office of Xi ‘an Municipal Government held a press conference on the joint prevention and control of epidemic situation in COVID-19 (Game 39), attended by Lv Yongpeng, deputy director of Xi ‘an Health and Wellness Committee, Yang Yongtao, deputy head of Chang ‘an District Government, and Guo Xiaohui, deputy director of High-tech Zone Management Committee, to report the latest situation of epidemic prevention and control in Xi ‘an.

　　The press conference revealed that starting from December 28, Yanta District, Chang ‘an District and High-tech Zone will conduct a regional nucleic acid screening every day.

　　At the press conference, Lv Yongpeng, deputy director of Xi ‘an Health and Health Commission, introduced that at 12 o’clock on December 27th, Xi ‘an started a new round of nucleic acid screening. By 12 o’clock on the 28th, a total of 12,317,000 people had been sampled, and the result was 11,347,800.

　　In this round of nucleic acid screening, a total of 5,077 sampling points and 11,669 sampling stations were set up, with more than 31,000 sampling personnel and 132,900 service support personnel, with a daily detection capacity of 1.6 million tubes. The workflow of each sampling point is standardized, guiding and persuading the masses to keep "one meter line" and scanning code, so that the sampling work runs efficiently.

　　With the effective organization of staff and the active cooperation of citizens and friends, the efficiency of nucleic acid sampling has been greatly improved. From 12: 00 to 20: 00 on the 27th, a total of 11,080,800 people were sampled, and more than 11 million people were sampled in 8 hours. Yanta District, Chang ‘an District and High-tech Zone will conduct nucleic acid screening once a day from December 28th. According to the situation, Lianhu District will increase the frequency of nucleic acid screening in the whole region; 1250 sampling personnel were transferred from other districts, counties and development zones to support nucleic acid screening in the above four districts, counties and development zones.

The revised budget law requires the establishment and improvement of a "regular evaluation and withdrawal mechanism" for special transfer payments. Where the market competition mechanism can effectively regulate matters, "special transfer payments shall not be established". In addition to the matters shared by the lower and higher levels of government, the higher level shall not require the lower level to support the special transfer payment.

The issue of fiscal transfer payment has always been a major focus of public concern about the revision of the budget law. In the previous deliberations of the budget law, members of the Standing Committee often pointed out that the proportion of special transfer payments is relatively large, even higher than that of general transfer payments. Then, what kind of provisions does the revised budget law make for the financial transfer payment system, especially the special transfer payment? After the implementation of the budget law on January 1, 2015, how much will it restrict the problems of low efficiency, lack of effective supervision and misappropriation of some special funds? Some highlights of the new budget law on fiscal transfer payment can answer these questions.

The reporter learned that transfer payment is an activity that governments at all levels transfer financial funds through certain forms and channels to supplement public goods and provide free expenses. It is also an important means for China to make up for the financial gap brought about by the financial system characteristics of "highly decentralized expenditure and centralized taxation". It seems that the central government’s transfer payment to local finance is far away from the people, and many livelihood funds such as education, medical care and social security, which are actually related to the well-being of the people, come from transfer payment. Too much special transfer payment will encourage the local atmosphere of "running the department to make money", lead to corruption and waste, and increase the burden of local supporting facilities, which will become a difficult problem for reform. However, there is no corresponding regulation and management in the current budget law, which also brings some problems, such as fund abuse, "running out of money" and inefficient use of funds.

Therefore, the revised budget law stipulates the financial transfer payment, and clarifies the legal status of the transfer payment for the first time, which is a great progress. In particular, the revision of the budget law is consistent with the policy tone of "increasing the general and reducing the special" proposed by the central government, emphasizing the exit mechanism of special transfer payments and legalizing the follow-up management of special transfer payments, which has become the highlight of the revision of the budget law. The revised budget law clearly stipulates the financial transfer payment system. According to the law, the state implements the financial transfer payment system. Financial transfer payment should be standardized, fair and open, with the main goal of promoting the equalization of basic public services between regions. Financial transfer payment includes the transfer payment from the central government to the local government and the transfer payment from the local higher-level government to the lower-level government, with the general transfer payment as the main body to balance the basic financial resources between regions and be arranged and used by the lower-level government as a whole.

The law also stipulates that special transfer payments can be set up to handle specific matters in accordance with laws, administrative regulations and the provisions of the State Council. Establish and improve the regular evaluation and withdrawal mechanism of special transfer payments. For matters that can be effectively regulated by the market competition mechanism, no special transfer payment shall be established. When arranging special transfer payments, the higher-level government shall not require the lower-level government to bear matching funds. However, in accordance with the provisions of the State Council, matters that should be shared by the higher and lower governments are excluded.

Moreover, the new budget law also makes detailed provisions on the budget preparation of transfer payments, and the general transfer payments are prepared according to a unified method. At present, the general transfer payment from the central government to the local government has been compiled according to the formula method, and the basic principles and methods have been formulated by the relevant departments of the central government, with a unified and open calculation formula. "All regions can know how many general transfer payments there are according to the same standards and methods. This way, the central budget can enter the local budget as soon as possible. " Liu Shangxi, deputy director of the Institute of Fiscal Science of the Ministry of Finance, said.

In terms of special transfer payment, the previous special transfer payment generally determined a special project first, and then assigned to provinces, cities and counties, and then operated after the budget was approved. Liu Shangxi said, "Because the special transfer is related to various departments, it is difficult to get in place in supervision, management and performance appraisal, and even lead to corruption." In this regard, the new budget law requires sub-regional and sub-project preparation. First, tell what projects to do, how much money is needed, where the money will be used specifically, and where it will be allocated. It must be clear in advance, and you can’t wait until the budget is compiled to find the project with money.

On August 31st, when answering a reporter’s question about financial transfer payment, Finance Minister Lou Jiwei said that comprehensive measures are needed to solve the problem of financial transfer payment, which has been comprehensively stipulated in the budget law. For example, the new budget law clearly requires that the budget must be complete and open. Except for confidential information, it should be made public in principle. "Openness is the best sunshine", because some special transfer payments have repeated objectives and little effect. The Third Plenary Session of the 18th CPC Central Committee proposed to clean up, integrate and standardize the special transfer payment. By opening the budget, some special transfer payments can be reduced, which is conducive to the merger of similar items. ?

For another example, the new budget law requires the establishment of a cross-year budget balance system, and it is necessary to make medium-and long-term budget planning. In the past, we used to make budgets on an annual basis, and fiscal revenue and expenditure, including income system and expenditure policy, are medium-and long-term policy tools. Therefore, the implementation of medium-and long-term planning, rolling budget and rolling planning can make the policy have long-term consideration, demonstrate scientifically, reduce fragmentation and randomness, and also help reduce special transfer payments.

"The next step is to standardize integration in accordance with the requirements put forward by the Third Plenary Session of the 18th CPC Central Committee. Generally speaking, the goal is clear, the means are clear, and don’t cut it too thin. Distinguish between the responsibilities of the central and local governments, and the central and local governments jointly arrange expenditures. The part of the special transfer payment that belongs to the local responsibilities is gradually cancelled and becomes a general transfer payment. Entrust local matters to minimize. " Lou Jiwei said. By taking the above measures, "special transfer payments will be reduced and general transfer payments will increase." (Text/reporter Wang Ping)

When the hybrid car developed into the second half, it was not the user’s taste that became higher, but the user’s eyesight became awkward. It is increasingly found that price is not the only indicator of hybrid cars, and cars with high performance, high intelligence and high safety are worthy of the money in their pockets. Cars are not toys. They will be replaced and eliminated after buying for one or two years, but will bring long-term high-value travel experience. Therefore, cars manufactured with high standards are worth starting with.

The 2025 LECK 08EM-P, which was launched on August 8, is a high-value hybrid SUV choice worthy of users’ travel and life in terms of strength and quality.

Between low price and high value, there are always people who prefer the latter.

In the former automobile market, there were always people who thought that low price was king. As users became more aware of automobiles, they tended to be more value-oriented.

The 2025 LECK 08EM-P has six models: 120 long battery life Plus version, 120 long battery life Pro version, 120 long battery life version, 245 long battery life Pro version, 245 long battery life Halo version and 220 four-wheel drive performance Halo version. The battery life in pure electric mode adopts stricter CLTC working conditions. CLTC is based on the actual driving conditions in China, including urban, suburban and high-speed driving conditions, and the battery life test is more in line with it. On the surface, the LEICK 08EM-P with a low battery life of 120km seems to be equivalent to the 121km Tang DM-i, but the Tang DM-i still uses a relatively loose NEDC working condition count. In terms of comprehensive endurance, the LECK 08EM-P with CLTC working condition of 1400km is obviously more realistic than the Tang DM-i with NEDC working condition of 1100km.

?On the power system level, the Lectra 08EM-P super extended-range electric system consists of P1 and P3 motors +P4 motor +1.5T electric hybrid engine, which together form a high-performance architecture. Specifically, the P1+P3 motor architecture is a rear-wheel drive model, and the P1+P3+P4 motor architecture is a four-wheel drive model. Logically, the engine generates electricity for P1 motor, and the rear-drive vehicle is driven by P3 motor, with a maximum power of 160 kW and a peak torque of 350 N m.. The four-wheel drive model is driven by P3+P4 motor, and the peak power of P4 motor is 156 kW. The comprehensive maximum power of the system is 436 kW, the comprehensive maximum torque is 905 N·m, and the acceleration of 100 kilometers is only 4.6 seconds.

The DHT three-speed transmission of LINKE 08EM-P can realize the flexible switching between engine and motor, and bring more accurate power distribution under different road conditions. In the specific operation experience, the driver of the 08EM-P can choose the appropriate gear in different road environments and match the power with different intensities, thus bringing a precise sense of control. And the shifting logic is very clear, and the power acceleration is not all of a sudden, but a linear acceleration experience.

In contrast, Tang DM-i’s CVT gearbox has the advantages of strong ride comfort, but its disadvantages are also quite obvious: first, CVT gearbox is prone to cold protection problems, and it may take a long time to start in cold environment, which may also lead to the inability of vehicles to speed up effectively. Secondly, the transmission belt of CVT gearbox is fragile and easy to be damaged in harsh driving environment, which requires more frequent maintenance and replacement, and the actual vehicle maintenance cost is higher. Thirdly, CVT gearbox will obviously feel the lack of power on vehicles with strong power, especially on uphill sections, which is one of the reasons why BYD plug-in and hybrid vehicles have not adopted the strategy of high power.

In the era of intelligent flooding, Linke 08EM-P has implemented the user’s needs.

At present, the new energy vehicle market has entered the era of intelligent flooding, which is manifested in the stacking of non-vehicle intelligent configurations, such as the "refrigerator color TV sofa" that people often vomit. On the aspect of integrated intelligence, LEEK 08EM-P upgraded the car system to OTA version 1.6.0. The overall intelligent cockpit performance of the car is different from the current flood era. It follows the principle of "making the car practical and intelligent to the extreme" and implements the needs of users.

If you are installed with the identity of "Leader 08EM-P Owner" now, you don’t need a physical key to get on the bus, and your Apple mobile phone, watch and proximity can open the door for you, realizing a feeling of unlocking/locking, and making your travel life more scientific and technological. When you sit in the driver’s seat, you don’t need to look down at your mobile phone or central control screen navigation when driving, because there is the largest 92-inch AR-HUD mass-produced in the industry, which directly presents three-lane information, AR navigation, ADAS assistance and other information on the front windshield. In terms of car experience, the LYNK Flyme Auto car system of LINKE 08EM-P is the first to take the Antola 1000 Pro computing platform, which integrates two 7nm "Longying No.1" chips independently developed in the industry, and the computing power of a single chip is comparable to that of Qualcomm 8155 car chip, and it has larger running and storage memory, which is smoother and faster in car startup and functional experience.

When you want to watch the video on a big screen, use the 15.4-inch ultra-clear full screen of LTPS LCD display technology, which has a picture quality of 2.5K and a color gamut as high as 85%, which can show more colors. The sound quality experience is even more impressive. As the only SUV model equipped with Harman Kardon 23 plus WANOS panoramic sound within 200,000, the Lectra 08EM-P has brought a million-level extreme sound experience at a price of 200,000. In terms of sound surround telepresence, the top "sky sound" surround channel is added to the Lectra 08EM-P cockpit, which enhances the depth and telepresence of the sound image compared with the two-channel stereo, and it seems to be surrounded by sound when sitting on it. In addition, the car system is equipped with WANOS Panoramic Audio APP, with its high-quality panoramic audio-visual entertainment resources to realize audio-visual synchronization, which can bring you and your family a more immersive and shocking audio-visual experience.

On the intelligent voice level, Aicy voice assistant can support four-tone recognition, which has higher understanding and execution ability, not only supports custom wake-up words, but also can customize a variety of images to make the dialogue more vivid and interesting. Crucially, Aicy voice assistant can realize multiple rounds of communication according to the context of the whole context, which really brings an intelligent experience of "seeing and speaking".

Not only that, LINKE 08EM-P also has innovative functions of sentry mode and car wash mode. Sentinel mode In the parking scene, vehicles can monitor suspicious targets by looking around the fisheye camera, rely on the acceleration sensor to detect the risk of collision, and give a double flash warning to the outside world in time. It can also record and store suspicious scenes and notify the owner. When the car wash mode is turned on, the vehicle will close the window, trunk, charging cap, fuel cap, wiper, etc., and disable the approaching vehicle to unlock and leave the vehicle, effectively preventing water seepage and ensuring vehicle safety.

In intelligent driving, LEEK 08EM-P is equipped with Lynk Co-Pilot Navi intelligent navigation assistance system, which not only performs sensitive and fast in daily adaptive cruising, overtaking, going up and down ramps and other road conditions, but also has various lane-changing functions such as autonomous lane change and voice control lane change, taking into account more scenes. It is worth mentioning that when the Lectra 08EM-P encounters a big car, it will take the initiative to avoid it, deliberately widen the front and rear distance from the big car, and in the process of overtaking, pull the horizontal distance from the big car, reduce the parallel time, relieve the driver’s driving fatigue and pressure, and ensure driving safety.

In terms of road perception, LEEK 08EM-P supports 10 perception cameras and 5 millimeter-wave radars, and relies on centimeter-level precision maps to guide navigation. Together with two black sesame intelligent Huashan A1000 chips with a cost-effective ratio of up to 116 TOPS, it realizes the algorithmic arrangement of road environment and helps vehicles realize the intelligent driving performance of L2+ high-order parking.

Whoever ignores security is the enemy of users.

Consumers want cars with lower prices, but irrational price wars will only harm the interests of users in the end. Some brands take the lead in setting off price involution, which seems to be more cost-effective. In fact, they cut corners on invisible core components and car-making technology, and use iron oil tanks, ultra-thin and ultra-short front and rear anti-collision beams, and chopsticks-slender chassis suspension, which bring great hidden dangers to the safety of the whole vehicle. Such cost-effective is not the price that users want, and such brands can also be regarded as the enemies of users.

In sharp contrast with such a brand model, the price of the Lexus 08EM-P, which is already quite ahead in terms of three-electric system and intelligence, starting from 179,800 yuan may not be cheap, but it is also within the reasonable price of high-value plug-in SUV. Crucially, LEEK 08EM-P is a benchmark in vehicle safety.

The LEICK 08EM-P is made of thermoformed steel with the maximum pressure of 2000MPa, and the proportion of high-strength steel and aluminum alloy in white body is as high as 75%. It is equipped with aerospace-grade 7 series aluminum alloy front crash beam, and the integrated thermoformed boron steel door knocker and superelastic honeycomb filling technology are adopted for the first time, which can alleviate more impact energy, and the performance of materials exceeds that of brand luxury cars.

In addition, the car is equipped with an extended head air curtain with a length of 2000mm, which runs through the ABC column and covers the whole window area. After bouncing off, the pressure can be maintained for 6 seconds, which brings longer personnel protection. Adding 120L super-large passenger airbag can further ensure the safety of the passenger’s head. Finally, in terms of battery safety that people are most concerned about, Linke 08EM-P adopts the first integrated DP1180 bottom guard plate with the tensile strength of 1200MPa, which far exceeds the safety standard of the national standard, and can realize 50ms high-voltage power failure due to collision and bid farewell to the natural danger of battery fire.

Based on its solid performance in safety, LEEK 08EM-P obtained the first domestic certification of "60km/h side impact protection of new energy passenger cars with superimposed side pillars" issued by China Automotive Research Institute.

Jianghu car review:

In the just-concluded platform test, the Lectra 08EM-P stood out among 35 models, and won the first lap time of SUV with 2 minutes and 19.87 seconds, which fully reflected the excellent handling performance of CMA Evo architecture. The 2025 Lectra 08EM-P is not the first model of Lectra 08EM-P. Since it was launched one year ago, the cumulative sales volume has exceeded 80,000, and its high-value travel quality has been recognized by users. Its brand, Linke, also rolled off the production line for the millionth vehicle in less than six years, becoming the fastest high-end automobile brand in China and the truly recognized high-end automobile brand in China. The Lexus 08-EM-P, which is built with heart, advanced technology and solid materials, is a high-end new energy SUV choice that most people can’t avoid.

　　As a "God Car Factory", Wuling has launched a new car, bringing a brand-new masterpiece to young consumers who are pursuing fashion and practicality-the five-seat version of Wuling Bingo SUV. In the past, Wuling Binguo attracted a lot of attention with its high value and sufficient product strength, but the design of four seats was a little cramped when five people traveled, and it was difficult to meet the demand for cars in more scenes. Nowadays, people’s Wuling officially launched the five-seat version of Wuling Binguo SUV in response to the market voice, which not only perfectly solved the compliance problem of five-person travel, but also achieved a comprehensive upgrade in terms of face value, configuration and space.

　　The five-seat version of Wuling Binguo SUV shows Wuling’s deep understanding of aerodynamics and practicality in design. This model adopts low wind resistance design, and the body lines are smooth, which reduces the air resistance during driving, helps to improve the energy efficiency of the vehicle and extend the cruising range.

　　The flying wing headlights on the front face have a unique shape and are embedded with a "I"-shaped signature lamp, which improves the recognition. At the same time, the design of the front air curtain with wind blade, large inclination windshield and streamlined anti-upturned tail wing together constitute the low wind resistance appearance of the whole vehicle, which not only optimizes the aerodynamic performance, but also gives the vehicle a stronger sense of movement.

　　In terms of color selection, the five-seat version of Wuling Binguo SUV provides four pure energy car colors: milk coffee white, glass red, storm gray and aurora green. These colors are inspired by natural forces and give the vehicle a tough and reliable power atmosphere to meet the individual needs of different users.

　　The five-seat version of Wuling Bingo SUV incorporates more sports elements while maintaining the lovely family style, making the whole car look more dynamic. The body lines are smooth and the details are exquisite. Whether it is a city street or a suburban path, it can be easily controlled, showing a good value and practicality.

　　The interior design of Wuling Binguo SUV five-seat version takes simplicity and freedom as the core concept, and creates a comfortable and practical driving space for users through fine layout and material selection. The interior adopts a minimalist naturalistic design style, and the smooth lines are matched with natural fresh colors to create a relaxed and pleasant atmosphere.

　　In terms of color matching, the five-seat version of Wuling Binguo SUV provides two natural colors: empty green and warm sand white, with a pure black background, which integrates natural and healthy elements into the interior space and brings comfortable visual enjoyment to users. At the same time, the interior material adopts 360 skin-friendly soft bag design, from the instrument panel, armrest to seat headrest, a large area of soft bag material is wrapped, which not only enhances the tactile experience, but also enhances the visual sense of space.

　　In the central control area, the five-seat version of Wuling Bingo SUV is equipped with an 8.8-inch dashboard and a 10.1-inch central control screen, both of which adopt mainstream design, with clear display and distinct layers. The interface of the central control panel is simple, supporting touch screen control and blind operation, which improves the convenience and sense of technology of operation. At the same time, the new car also adopts the electronic gear design, which can shift gears only by gently touching the button, which is not only convenient to operate, but also saves storage space.

　　In terms of seats, the five-seat version of Wuling Binguo SUV adopts ergonomic design. The seat fits the human body curve and is equipped with an integrated headrest, which greatly enhances the sense of wrapping and skin-friendliness. In addition, the seat also has a 6-way electric adjustment function, so users can easily adjust to the most comfortable sitting position and field of vision according to their personal habits.

　　The focus of this upgrade is the five-seat version, but the middle seat belt has been added to the real car, but the center headrest has not been added. From this point of view, the five-seat version only meets the requirements of the regulations, but the comfort of the middle passengers needs to be strengthened.

　　In terms of storage space, the five-seat version of Wuling Bingo SUV fully considers the daily needs of users, and designs 23 in-vehicle storage spaces to facilitate users to store various items. On the whole, the interior design of the five-seat version of Wuling Bingo SUV takes into account both aesthetics and practicality, providing users with a high-quality driving experience.

　　The five-seat version of Wuling Bingo SUV is built on the original platform of Wuling pure electricity-Tianyu architecture M platform. In the power system, the five-seat version of Wuling Bingo SUV is equipped with an efficient intelligent thermal management system, which integrates a 9kW high-performance condenser and a 4.3kW high-efficiency radiator. Through the efficient linkage of internal liquid cooling, the core components such as batteries and motors are always working in the optimal temperature range, thus achieving better energy efficiency ratio and working efficiency. At the same time, the system also has intelligent control function, which can intelligently adjust the start-stop and working frequency of thermal management parts such as fans and pumps according to different driving scenarios (such as parking, charging, air conditioning use, high and low speed driving, etc.), further reducing the power consumption of the whole vehicle and improving the endurance performance.

　　In addition, the five-seat version of Wuling Bingo SUV also provides three charging modes: DC fast charging, slow charging and household power charging with the car to meet the charging needs of users in different scenarios. Among them, the DC fast charging mode can quickly replenish the power in a short time, and it only takes 30-35 minutes to charge from 30% to 80%, which greatly improves the charging efficiency.

　　In terms of driving performance, Wuling Binguo SUV five-seat version, with its low wind resistance design, effectively reduces the air resistance during driving and improves the energy efficiency and stability of the vehicle. At the same time, the carefully adjusted chassis system also provides good handling and ride comfort for the vehicle, ensuring the driving experience of users under different road conditions.

　　The five-seat version of Wuling Bingo SUV performs well in power, achieving stable output and efficient use of power. The motor on the vehicle responds quickly, and the acceleration process is smooth and powerful, which can provide abundant power support for both urban commuting and high-speed cruising.

　　The steering system of the five-seat version of Wuling Bingo SUV is precise and easy to control. The steering wheel has a moderate feel and a clear direction, which ensures the portability at low speed, improves the stability at high speed, and brings more peace of mind and comfortable driving experience to drivers.

　　The chassis adjustment of the five-seat version of Wuling Bingo SUV takes into account both comfort and sportiness. The vehicle adopts an optimized suspension system, which can effectively absorb the road vibration, reduce the bumpy feeling and provide passengers with a stable and comfortable riding environment. At the same time, the chassis structure is stable, the posture of the car body is stable during driving, and it can maintain good passability and maneuverability even under complex road conditions.

　　The five-seat version of Wuling Bingo SUV has performed well in NVH, and the key parts of the vehicle, such as engine compartment, door and floor, have been effectively soundproofed, reducing the introduction of external noise. At the same time, the vehicle is also equipped with low-noise tires and optimized body seal design, which further reduces the wind noise and road noise during driving.

　　Write at the end:

　　With its excellent design, comfortable and practical interior layout, efficient and intelligent power system and excellent driving performance, Wuling Binguo SUV five-seat version successfully meets the diversified needs of the market for five-person travel compliance, high value, high configuration and strong power. As a five-seater model for family users, it has also made great efforts in spatial layout and practicality, providing users with a spacious and comfortable driving environment. It is worth noting that although the five-seat version of Wuling Bingo SUV performs well in the overall design, the lack of central headrest in the five-seat configuration may become a comfort detail that some users pay attention to. However, this does not affect its competitiveness and market position in the same class. The five-seat version of Wuling Bingo SUV is still a pure electric vehicle worth looking forward to.

CCTV News:According to the statistics of the People’s Bank of China, at the end of the third quarter of 2022, the balance of RMB loans of financial institutions was 210.76 trillion yuan, up 11.2% year-on-year; In the first three quarters, RMB loans increased by 18.08 trillion yuan, an increase of 1.36 trillion yuan over the same period of last year.

First, the loan growth of enterprises and institutions accelerated, and the growth rate of medium and long-term loans increased more.

At the end of the third quarter of 2022, the loan balance of local and foreign currency enterprises and institutions was 137.08 trillion yuan, up 13.1% year-on-year, and the growth rate was 0.5 percentage points higher than that of the first half of the year and 2.1 percentage points higher than that of the end of last year. In the first three quarters, it increased by 14.5 trillion yuan, an increase of 3.77 trillion yuan.

In terms of term, the balance of short-term loans and bill financing was 49.94 trillion yuan, up 14.5% year-on-year, with the growth rate 0.1 percentage points higher than that of the first half of the year and 8.3 percentage points higher than that of the end of last year. In the first three quarters, it increased by 5.77 trillion yuan, an increase of 3.71 trillion yuan. The balance of medium and long-term loans was 83.86 trillion yuan, up 12.7% year-on-year, with the growth rate 0.7 percentage points higher than that of the first half of the year and 1.3 percentage points lower than that of the end of last year. In the first three quarters, it increased by 8.68 trillion yuan, an increase of 307.6 billion yuan.

In terms of purposes, the balance of fixed assets loans was 57.19 trillion yuan, up 9.6% year-on-year, and the growth rate was 0.5 percentage points lower than that at the end of last year; The balance of operating loans was 55.6 trillion yuan, a year-on-year increase of 12.4%, and the growth rate was 2.6 percentage points higher than that at the end of last year.

Second, the growth rate of medium and long-term industrial loans continued to increase.

At the end of the third quarter of 2022, the balance of medium-and long-term loans in local and foreign currency industries was 16.08 trillion yuan, up 23.3% year-on-year, and the growth rate was 12.6 percentage points higher than that of various loans, 2.1 percentage points higher than that of the first half of the year and 0.7 percentage points higher than that of the end of last year. In the first three quarters, it increased by 2.63 trillion yuan, an increase of 586 billion yuan. Among them, the balance of medium and long-term loans for heavy industry was 13.74 trillion yuan, up 22.4% year-on-year, and the growth rate was 0.9 percentage points higher than that at the end of last year; The balance of medium and long-term loans for light industry was 2.34 trillion yuan, up 28.4% year-on-year, and the growth rate was 0.7 percentage points lower than the end of last year.

At the end of the third quarter of 2022, the balance of medium and long-term loans in local and foreign currency service industries was 54.52 trillion yuan, up 9.6% year-on-year, and the growth rate was 1.4 percentage points lower than that at the end of last year. In the first three quarters, it increased by 4.6 trillion yuan, a year-on-year decrease of 64.2 billion yuan. The balance of medium and long-term loans in the real estate industry increased by 1.1% year-on-year, and the growth rate was 1.6 percentage points higher than that at the end of last year.

At the end of the third quarter of 2022, the balance of medium and long-term loans in local and foreign currency infrastructure was 31.93 trillion yuan, up 12.5% year-on-year, and the growth rate was 2.8 percentage points lower than that at the end of last year. In the first three quarters, it increased by 3.06 trillion yuan, a year-on-year decrease of 235.3 billion yuan.

III. Loans in inclusive finance maintained a relatively fast growth rate.

At the end of the third quarter of 2022, the balance of RMB loans in inclusive finance was 31.39 trillion yuan, a year-on-year increase of 21.6%, 10.4 percentage points higher than various loans and 1.6 percentage points lower than the end of last year; In the first three quarters, it increased by 4.89 trillion yuan, an increase of 575.7 billion yuan.

At the end of the third quarter of 2022, the balance of Pratt & Whitney small and micro loans was 23.16 trillion yuan, a year-on-year increase of 24.6%, and the growth rate was 2.7 percentage points lower than the end of last year; In the first three quarters, it increased by 3.94 trillion yuan, an increase of 444.3 billion yuan. The balance of loans for farmers’ production and operation was 7.76 trillion yuan, a year-on-year increase of 14.2%; The balance of business guarantee loans was 269.4 billion yuan, up 14.8% year-on-year; The balance of student loans was 133.6 billion yuan, a year-on-year increase of 17.7%.

At the end of the third quarter of 2022, the balance of loans for people out of poverty nationwide was 1.01 trillion yuan, up 14.7% year-on-year, and increased by 97.3 billion yuan in the first three quarters.

Fourth, green loans maintained rapid growth.

At the end of the third quarter of 2022, the balance of local and foreign currency green loans was 20.9 trillion yuan, up 41.4% year-on-year, 8.4 percentage points higher than the end of last year, 30.7 percentage points higher than the growth rate of various loans, and increased by 4.88 trillion yuan in the first three quarters. Among them, loans to projects with direct and indirect carbon emission reduction benefits were 8.32 trillion yuan and 5.56 trillion yuan respectively, accounting for 66.4% of the total green loans.

In terms of purposes, the loan balances of infrastructure green upgrading industry, clean energy industry and energy conservation and environmental protection industry were 9.37, 5.33 and 2.91 trillion yuan respectively, up by 34%, 40.9% and 63.2% respectively. In terms of industries, the balance of green loans in power, heat, gas and water production and supply industries was 5.33 trillion yuan, up 30.8% year-on-year, and increased by 857.5 billion yuan in the first three quarters; The balance of green loans in transportation, warehousing and postal services was 4.48 trillion yuan, up 11.5% year-on-year, and increased by 357.7 billion yuan in the first three quarters.

V. The growth rate of agriculture-related loans increased steadily.

At the end of the third quarter of 2022, the balance of agricultural loans in local and foreign currencies was 48.5 trillion yuan, up 13.7% year-on-year, and the growth rate was 2.8 percentage points higher than that at the end of last year. In the first three quarters, it increased by 5.46 trillion yuan, an increase of 1.46 trillion yuan over the same period of last year.

At the end of the third quarter of 2022, the balance of rural (county and below) loans was 40.37 trillion yuan, up 13.4% year-on-year, and the growth rate was 1.3 percentage points higher than that at the end of last year; In the first three quarters, it increased by 4.38 trillion yuan, an increase of 762.2 billion yuan. The balance of farmers’ loans was 14.81 trillion yuan, a year-on-year increase of 12%, and the growth rate was 2 percentage points lower than the end of last year; In the first three quarters, it increased by 1.39 trillion yuan, a year-on-year decrease of 40.7 billion yuan. The balance of agricultural loans was 5.06 trillion yuan, a year-on-year increase of 10.3%, and the growth rate was 3.2 percentage points higher than that at the end of last year; In the first three quarters, it increased by 503.5 billion yuan, an increase of 175.9 billion yuan.

6. The growth rate of real estate loans declined, while the growth rate of real estate development loans increased.

At the end of the third quarter of 2022, the balance of RMB real estate loans was 53.29 trillion yuan, a year-on-year increase of 3.2%, which was 4.7 percentage points lower than the growth rate at the end of last year; In the first three quarters, it increased by 848.8 billion yuan, accounting for 4.7% of the increase in various loans in the same period.

At the end of the third quarter of 2022, the balance of real estate development loans was 12.67 trillion yuan, up 2.2% year-on-year, and the growth rate was 2.4 percentage points higher than that of the first half of the year and 1.3 percentage points higher than that of the end of last year. The balance of individual housing loans was 38.91 trillion yuan, a year-on-year increase of 4.1%, and the growth rate was 7.2 percentage points lower than that at the end of last year.

Seven, the growth rate of household operating loans rebounded, and the growth rate of household consumption loans continued to decline.

At the end of the third quarter of 2022, the balance of household loans in local and foreign currencies was 74.52 trillion yuan, up 7.2% year-on-year, and the growth rate was 1 percentage point lower than that in the first half of the year and 5.3 percentage points lower than that at the end of the previous year. In the first three quarters, it increased by 3.42 trillion yuan, a year-on-year decrease of 2.93 trillion yuan.

At the end of the third quarter of 2022, the balance of domestic and foreign currency household operating loans was 18.53 trillion yuan, up 16.1% year-on-year, 1 percentage point higher than the first half of the year and 3 percentage points lower than the end of the previous year; In the first three quarters, it increased by 2.31 trillion yuan, a year-on-year decrease of 30.3 billion yuan. The balance of household consumer loans (excluding personal housing loans) was 17.08 trillion yuan, up 5.4% year-on-year, and the growth rate was 0.4 percentage points lower than that of the first half of the year and 4.1 percentage points lower than that of the end of last year. In the first three quarters, it increased by 514.1 billion yuan, a year-on-year decrease of 558.7 billion yuan.

Some netizens left a message and wanted to see it. Today it came. Next, let’s take a look with Xiaobian.

First of all, from the appearance, LaVida’s front face is beautifully shaped and equipped with a banner net, which looks sporty. Coupled with headlights, the overall look is very deep. The car is equipped with LED daytime running lights, front fog lights, automatic opening and closing, delayed closing and so on. Coming to the side of the car, the body size of the car is 4561MM*1740MM*1470MM, and the car adopts deep and elegant lines, which gives people a very hard-core feeling. With large-sized thick-walled tires, it gives people a very young personality. At the rear of the car, the rear of the car echoes the front of the car, the taillights look very cool, and the exhaust pipe adopts a hidden design, which is simple and fashionable.

Arriving in the car, the interior of LaVida looks very fashionable, simple and functional. The steering wheel of the car uses a three-spoke design and is made of plastic, showing a sense of atmosphere. Let’s take a look at the central control panel, which is decorated with an 8-inch central control panel, which makes the interior design quite layered and conforms to the temperament of the car. The dashboard and seats give people a good feeling, too. Let’s take a look. The dashboard design is remarkable and eye-catching. The car uses a leather-like seat, the seat is wrapped in place, and the overall ride feels soft and comfortable.

LaVida matches the automatic manual transmission (AT) gearbox, with the maximum power of 81KW and the maximum torque of 141N.m, and the power performance is good.

LaVida is equipped with driving mode selection, remote control key, engine start and stop, traction control (ASR/TCS, etc.), CarPlay support, HUAWEI HiCar support and other configurations, which is worthy of praise.

The LaVida introduced today is not only eye-catching in space, but also has reached the mainstream level in various configurations, and there is nothing to be picky about driving experience and space experience. You must also have a look at this car, which will definitely bring you unexpected surprises.

As a compact SUV owned by GAC Toyota, Toyota Fenglanda has won the favor of many consumers with its fashionable and dynamic design, spacious and comfortable interior space, rich and practical intelligent technology and efficient and energy-saving power system since its listing in 2020. Recently, GAC Toyota officially announced that the 2023 Fenglanda was officially launched, and a total of nine fuel models were launched, with a price range of 125.8-169.8 million yuan.

Compared with the 2022 model, the 2023 Fenglanda is mainly upgraded for configuration, with a 7-inch LCD instrument and a 10.25-inch central control screen, and the one-step interconnection of CarPlay, CarLife and Hicar phones is also assembled, which is a more practical performance. In addition, a sports version has been added, equipped with sports style elements such as 18-inch black wheels, black front grille, black rearview mirror and black roof rack, as well as intelligent driving assistance functions such as full-speed adaptive cruise and lane centering, which improves driving pleasure and safety.

In terms of power, the 2023 Fenglanda is still equipped with a 2.0L naturally aspirated engine, with a maximum power of 126kW(171Ps) and a maximum torque of 205N·m, matching the CVT continuously variable gearbox (simulating 10 gears), and the comprehensive fuel consumption is only 6.15L/100km. For the chassis, McPherson independent suspension is used for the front suspension, trailing arm torsion beam independent suspension is used for the rear suspension, and electric power steering system is used for the steering system.

Fenglanda is a compact SUV launched by GAC Toyota. It is built on the Toyota TNGA platform, equipped with a 2.0L naturally aspirated engine and CVT gearbox. There are 10 models for consumers to choose from. What are the advantages and disadvantages of Flanders? Let’s analyze it below.

The advantages of Flanders are as follows:

-Price advantage. The starting price of Fenglanda is 135,000, which is 20,000 lower than that of hackers of the same level, and the cost performance is high.

-Configuration advantages. Fenglanda is equipped with TSS2.0 intelligent safety system, which includes many active safety functions, such as pre-collision system, dynamic radar cruise control system, lane tracking assistance system, etc. These functions are also standard on low-profile vehicles, which are more abundant than hackers.

-Quality advantage. As a product of Toyota brand, Fenglanda has a good reputation in terms of quality. The engine and gearbox are both highly reliable combinations, with relatively low fuel consumption and low maintenance cost.

-Security advantage. In addition to the active safety system, Flanders is also equipped with 7 or 9 airbags (depending on the vehicle model), high rigid body structure and TNGA platform, which bring good handling and stability and strong safety performance.

The disadvantages of Flanders mainly include the following points:

-The torque is 205 Nm, which belongs to the middle level in the same class. The explosive force is insufficient and the acceleration feeling is not strong enough.

-Interior disadvantages. Feng Landa’s interior design is relatively simple, without too many bright spots, and the materials used are not luxurious. The seat material is only imitation leather or fabric, and the steering wheel is only made of leather with the top model. The LCD instrument is only available in 4.2-inch or 7-inch sizes, not full LCD display.

-Hanging disadvantage. The rear suspension of Flanders adopts longitudinal arm torsion beam non-independent suspension. Although this suspension structure is low in cost, simple in structure and small in occupied space, its comfort and handling are not as good as that of independent suspension, and obvious vibration and noise will be felt on bumpy roads.

As a compact SUV targeted at young consumers, Toyota Fenglanda has a good performance in appearance, space, technology and power, and the 2023 model listed this time has been upgraded in configuration, and a sports version has been added to meet the needs of different consumers. But it also has its own advantages and characteristics, which are worth considering and buying. Feng Landa’s positioning is a family SUV with strong practicality, high safety and reliable quality. If you value these aspects, then Feng Landa may be your good choice.