Notice of Beijing Human Resources and Social Security Departments on Adjusting the Relevant Treatment Standards of Urban and Rural Residents’ Old-age Security in 2023

Jing Ren She Fa [2023] No.7

  In order to further protect and improve people’s livelihood, and gradually improve the level of old-age security for urban and rural residents, in accordance with the provisions of the Notice on Further Improving the Determination and Normal Adjustment Mechanism of Old-age Security Benefits for Urban and Rural Residents issued by the Municipal Human Resources and Social Security Bureau and the Municipal Finance Bureau (J.R.S.J.F. [2018] No.174), combined with Beijing’s economic development, and with the approval of the municipal party committee and the municipal government, we hereby notify you of the relevant issues concerning the adjustment of the basic old-age insurance and the old-age security welfare pension standards for urban and rural residents in 2023 as follows

  One,Before December 31, 2022 (inclusive), those who enjoy the basic pension of urban and rural residents’ basic old-age insurance and the old-age security welfare pension will adjust the old-age security treatment standard for urban and rural residents from January 1, 2023.

  Specific criteria: for those under 65 years of age, 37 yuan will be increased per person per month; 42 yuan will be increased for people aged 65 and above every month.

  Second,From January 1, 2023, the basic pension standard will be adjusted to 924 yuan per person per month, and the welfare pension standard will be adjusted to 839 yuan per person per month.

  Third,For those who have received the basic old-age insurance benefits for urban and rural residents, the minimum standard of basic pension determined by the central government is not included in the family income of those who enjoy the minimum living allowance. Those who have received old-age security benefits and pensions will not be included in the family income of those who enjoy the minimum living allowance for the time being in 200 yuan per person per month.

  The funds required for this adjustment shall be borne by the municipal and district finances, 50% each.

  This is for your information.

Beijing Municipal Bureau of Human Resources and Social Security    

beijing finance bureau    

Beijing Municipal Civil Affairs Bureau    

July 6, 2023  

Ministry of Industry and Information Technology: In the first quarter, the development of industry and information technology achieved a smooth start, showing a stable and good trend.

  Cctv newsAt 15: 00 on April 20th, the State Council Press Office held a press conference to introduce the development of industry and informatization in the first quarter of 2023 and answer questions from reporters.

  Zhao Zhiguo, chief engineer and spokesperson of the Ministry of Industry and Information Technology, said that overall, the development of industry and information technology achieved a smooth start in the first quarter, showing a trend of stabilization and improvement.

  First, the industrial economy has maintained a stable operation. It mainly presents three characteristics. First, industrial production has steadily picked up. In the first quarter, the added value of industrial enterprises above designated size increased by 3% year-on-year, which was 0.3 percentage points higher than that in the fourth quarter of last year, reversing the continuous downward trend since October last year. According to the data of China Association of Automobile Manufacturers, the production and sales of automobiles in March increased by 15.3% and 9.7% respectively, and the production and sales of new energy vehicles increased by 44.8% and 34.8% respectively. Second, investment in manufacturing industry continued to grow steadily. In the first quarter, manufacturing investment increased by 7% year-on-year, which was 1.9 percentage points higher than the national fixed assets investment, and maintained a rapid growth rate on the basis of a high base for two consecutive years. Third, the role of industrial provinces is obvious. The industrial growth rate of Hebei, Shandong, Jiangsu and other major industrial provinces is significantly higher than the national level. Since March, the industrial economy of Guangdong, Zhejiang and other provinces has picked up.

  Second, the advanced manufacturing industry is developing well. Vigorously develop advanced manufacturing industry and promote the high-end, intelligent and green development of manufacturing industry. Solidly promote the industrial base reconstruction project and major technical equipment research projects, and make significant progress in some areas. ARJ21 has safely transported more than 6.55 million passengers and has recently been put into overseas commercial operation. Delivered the world’s largest 24188 TEU super-large container ship, and the first domestic extracorporeal membrane oxygenation machine (ECMO) was successfully developed and certified for listing. Deeply implement intelligent manufacturing engineering and promote the digital transformation of the industry. The three functional systems of industrial internet network, platform and security were completed, and the scale of core industries exceeded 1.2 trillion yuan. Accelerate the transformation and development of green and low-carbon industries. Accelerate the development of new energy vehicles, photovoltaics and other emerging industries. In the first quarter, the investment in fixed assets of high-tech manufacturing industry increased by 15.2% year-on-year, and the output of new energy vehicles, solar cells and other emerging products increased by 22.5% and 53.2% respectively.

  Third, the empowerment effect of the information and communication industry is constantly emerging. We will fully consolidate new infrastructure and strongly support high-quality economic and social development. In the first quarter, telecom business revenue increased by 7.7% year-on-year. Steadily promote the construction of "double Gigabit" network, with the cumulative number of 5G base stations exceeding 2.64 million, and the number of Gigabit access users exceeding 100 million. Continue to deepen the application of convergence, and 5G is fully integrated into 52 national economic categories. Improve the ability of application services, further enhance the supply of mobile Internet application services, and accelerate the demonstration and promotion of excellent cases of aging and barrier-free transformation of Internet applications. Coordinate development and security, introduce policies to promote the development of data security industry, strengthen the security protection of key information infrastructure in the industry, and ensure the safe and stable operation of basic telecommunications networks.

  Fourth, the industrial development environment has been further optimized. Adhere to the better combination of effective market and promising government, and strive to create a good ecology conducive to industrial development. In-depth implementation of the "14 th Five-Year Plan" in the field of industry and information technology, and organization and formulation of work plans for steady growth of key industries such as automobiles and electronics. Focusing on the "urgent difficulties and worries" of small and medium-sized enterprises, together with relevant departments, we have issued a series of policy measures to help stabilize growth and adjust structural strength, and started the cultivation of the fifth batch of "little giants" that specialize in specialty and innovation. Convene the 2023 Working Meeting of the Inter-Ministerial Joint Conference on Reducing the Burden of Enterprises in the State Council. Deepen the precise docking of industry and finance, and the national industry-finance integration platform has helped enterprises to raise more than 500 billion yuan.

  Of course, we must also see that there are still some difficulties and challenges in the current industrial economic development, but the fundamentals of China’s industrial economic development have not changed for a long time, and we are full of confidence in this. In the next step, we will adhere to the guidance of Socialism with Chinese characteristics Thought of the Supreme Leader in the New Era, thoroughly implement the decision-making arrangements of the CPC Central Committee and the State Council, strengthen our confidence, be determined to innovate, stabilize the development of key industries, support leading enterprises and specialized new enterprises, work hard to draw long boards, forge new boards and fill short boards, promote the sustained stabilization and improvement of the industrial economy in the second quarter, and accelerate the development of the information and communication industry, thus laying a solid foundation for achieving the objectives and tasks for the whole year.

Lack of system or lack of funds. What is the difficulty for scientific researchers to do popular science?

  Ouyang Ziyuan, an academician of China Academy of Sciences and the first chief scientist of China lunar exploration project, walked into Beijing No.2 Middle School Education Group to give a keynote speech to teachers and students, and observed students’ scientific and technological works. Xinhua News Agency (photo by Zhou Liang)

  Fill in the shortcomings of popular science and improve citizens’ scientific quality ②

  Encouragement is necessary, but it is more important to make researchers feel that it is beneficial to do it from the heart. At the same time, the scientific community will recognize the behavior of this profession and will not think that scientific researchers are "doing nothing" when doing popular science.

  Zhonghe Zhou

  Academician of China Academy of Sciences and researcher of vertebrate paleontology and Paleoanthropology Institute of Chinese Academy of Sciences.

  "We just want to open a video number and do two short videos about big health and food safety every week, but after talking to a professional shooting and production team, one will cost one or two thousand, and this funding has not yet been settled." After taking office last year, Shen Qi, director of the Institute of Agricultural Products Processing of Jiangsu Academy of Agricultural Sciences, first thought was to promote popular science knowledge of food health to the public.

  However, it is too difficult for this wish to land. "In addition to funding, the opening of WeChat official account has to be approved at different levels, and an interested scientific researcher has to be responsible for it." Shen Qi said that the recent statements of the central ministries and commissions calling for strengthening popular science work have given him hope. He said: "Maybe there will be funds to build WeChat official account next year."

  Scientific researchers are considered as "the first starter of scientific communication", and it should be one of their duties to do a good job in popular science. However, for a long time, the proportion of scientific researchers involved in popular science is not high, and the atmosphere of popularizing scientific knowledge to the public has not become popular in scientific research circles. What is the reason for this? Is it a lack of system or a lack of funds? Some researchers’ answers may provide a basis for relevant state departments to formulate policies.

  People who are most suitable for science popularization can’t let go of their hands and feet

  Yongchun Zheng, a researcher at the National Astronomical Observatory of the Chinese Academy of Sciences, is now the "online celebrity" in the field of popular science.

  "I didn’t take the initiative to enter this field, just like when I chose my major before. I didn’t take the initiative to choose, but I didn’t resist it when I had such an opportunity. I was willing to understand it, and I slowly entered through this process." In 2015, an accidental teaching experience brought Yongchun Zheng into contact with the writing of popular science articles, and he became a popular science expert step by step. "After publishing a book, he later registered a blog and had more opportunities to do more things, thus opening up a whole new world."

  Today, when China has become a strong voice of the times, there are few "online celebrity" scientists like Yongchun Zheng, and it is still controversial whether popular science is the responsibility of researchers.

  In recent years, a number of investigations and analyses on the participation of scientific researchers in popular science have drawn similar conclusions — — High recognition, strong will and weak mobility. Why can’t researchers who are most suitable for popular science let go?

  Researcher Wang Yongdong, director of the Science Communication Center of Nanjing Institute of Geology and Paleontology, Chinese Academy of Sciences, told the reporter that there are two main reasons why researchers are absent from popular science work: first, objectively speaking, popular science takes up the time and energy of researchers, but it doesn’t count in the assessment, such as awarding prizes, evaluating professional titles, and there is neither corresponding post setting nor corresponding incentive mechanism. After all, in scientific research units, everyone pays more attention to projects, papers, impact factors, talent hats, etc.

  Secondly, subjectively speaking, most researchers feel that science popularization work does not need too deep professional knowledge; At the same time, I am worried that science popularization needs to use the achievements of others, resulting in intellectual property disputes. I feel that it is better to concentrate on writing my own paper than to spend time doing unfamiliar science popularization work.

  The researchers interviewed agreed that in the current scientific research and talent evaluation system, most of the popular science contributions are nameless, unprofitable and thankless. Under the guidance of such a "baton", the collective cognition of attaching importance to scientific research and neglecting popular science has gradually formed.

  "On the cultural level, although there is only one word difference between scientific research and popular science, they are completely different. The scientific research culture is inward, and it pursues recognition in academic circles and professional circles. The culture of popular science is extroverted, and it pursues public recognition." Yongchun Zheng said.

  Scientific researchers can’t do "one size fits all" in doing popular science.

  Since the existing "baton" ignores popular science, will the enthusiasm of researchers be high if the contribution of popular science is increased in the scientific research evaluation system?

  The reporter learned that in recent years, the state has introduced relevant policies to encourage popular science. For example, "Several Opinions on Opening Scientific Research Institutions and Universities to the Society to Carry out Popular Science Activities" clearly puts forward the suggestion that the performance evaluation method of scientific communication should be regarded as an important basis for the evaluation of scientific researchers’ professional titles and post appointment. However, there are no substantive operating rules and hard rules, which leads to the failure to implement the policy.

  In the interview, the reporter also found that researchers have different opinions on the proposal of establishing a rigid system for popular science assessment.

  "I used to think that researchers should be encouraged to do popular science, or some institutionalized incentive mechanisms should be established, but now I feel more and more that we can’t generalize." Yongchun Zheng said that the main business of scientific researchers is scientific research. Doing popular science not only requires scientific research background, wide knowledge and willingness to share, but also takes a lot of time and energy to accumulate experience, which is not suitable for everyone.

  Zhou Zhonghe, an academician of the China Academy of Sciences and a researcher at the Institute of vertebrate paleontology and Paleoanthropology of the Chinese Academy of Sciences, once said at the 27th National Symposium on Science Popularization Theory that administration is a double-edged sword, and it is impossible to make a one-size-fits-all policy. For example, science popularization should be regarded as the assessment index for all scientific researchers.

  Shen Qi suggested that a research group, a laboratory and a research institute can be quantitatively assessed, forcing the heads of teams and units to pay attention to popular science work.

  Zhou Zhonghe said, encouragement is necessary, but it is more important to make researchers feel that it is beneficial to do it from the heart. At the same time, the scientific community will recognize the behavior of this profession and will not think that scientific researchers are "doing nothing" when doing popular science.

  Luo Jingjia, dean of the Frontier Research Institute of Climate and Application in Nanjing University of Information Science & Technology, has been working abroad for a long time. He told reporters that foreign scientists are very happy to share their scientific research progress and related scientific knowledge. "Isn’t writing papers a kind of popular science? It’s just a popular science for professionals. Since you can share it with insiders, why don’t you bother to spread science to the public? "

  Luo Jingjia said that different languages need to be translated, and different disciplines are interlaced like mountains. Scientists in other fields are also members of the public and need popular science. Once this kind of cognitive and popular science culture is formed, there is no need for a system to make it hard.

  The system of popular science should be established as soon as possible.

  Lack of funds for popular science is the most common voice heard by reporters in interviews. So, do scientific research units have special funds for popular science work?

  Among the 120 research institutes of Nanjing Institute of Geology and Paleontology, China Academy of Sciences, the scientific communication index is in the forefront. It is said that the institute should invest a lot in people and property to achieve such achievements. Wang Yongdong told reporters that the institute is very supportive of science communication, and the budget of the Science Communication Center alone this year has reached nearly 7.8 million yuan. Expenditure expenses include editing and publishing expenses of several professional magazines, purchasing expenses of library documents and materials, specimen maintenance expenses, operation expenses of Nanjing Paleontology Museum and personnel expenses. The annual income, including financial allocation, is very limited. After making ends meet, the institute will have to subsidize more than 3 million yuan, which is very stressful for a research institute that mainly carries out basic research.

  At the same time, the scientists in the institute are also very enthusiastic about popular science work. "On May 18 this year, we hired more than 20 researchers in the institute as the first batch of science communication experts." Wang Yongdong said that this group of science communication experts actively participated in the writing of the exhibition outline and exhibition board explanations, the design of booths and exhibits, video shooting, and popular science lectures and activities.

  Yongchun Zheng suggested that the state should establish a system of popular science as soon as possible, and subsidize popular science as it does scientific research, such as setting up a popular science fund, a popular science talent plan, and awards for popular science achievements. "Researchers can get project funding and national awards, and they can also be recognized by their peers, so they will naturally be willing to join them." Yongchun Zheng said.

  Wang Yongdong also believes that the state can set up science communication projects in the Natural Science Foundation, and science communication awards can also be set up among the three major science and technology awards.

  At the same time, respondents generally believe that popular science training and personnel training must be taken seriously. "After doing science popularization and science education, I found that this person is studying high-energy physics, and that person is studying applied mathematics and analytical chemistry. Does anyone study science? We need someone who can connect different disciplines and be compatible, and give these talents the overall scientific nourishment from the perspective of future talent training. " Yongchun Zheng said.

  Wang Yongdong suggested that the science communication course should be set up as a compulsory course in science and engineering majors in universities, so that students can master the expressive ability of difficult content and the essentials and methods of integrating media communication. Only when they take up their jobs in the future can the results be clearly described and disseminated, so that the whole society and the general public can understand, understand and use them.

Hong Kong Book Fair: A Carnival for Common People to Read.

  (Declaration: The publication of the manuscript of China Newsweek must be authorized in writing)

    Hong Kong Book Fair: A Carnival for Common People to Read.

  The special status of Hong Kong has made the sales characteristics of Hong Kong’s book industry, which can’t be copied by mainland or overseas book industry.

  Our reporter/Chen Xiaoping

  On July 21st, when Typhoon No.3 "Candu" formed in the South China Sea, the 21st Hong Kong Book Fair, which lasted for one week, kicked off at the Hong Kong Convention and Exhibition Center in Victoria Harbour. The coming typhoon has not stopped Hong Kong people’s great enthusiasm for participation. On the overpass leading to the Convention and Exhibition Center in Central Square, Hong Kong people who came to buy books with carts and suitcases jostled each other. Security guards need to take measures to restrict the release, so as to control the flow of people at any time and maintain order.

  From the 200,000-person attendance of the first book fair in 1990 to the 920,000-person attendance this year, the annual attendance of the Hong Kong Book Fair has been hitting a new high-today, almost one in every seven Hong Kong people goes to the book fair-although this has made the Hong Kong Book Fair a "fair" for books. The Hong Kong Trade Development Council has made this book business stronger and stronger, and such a lively scene is unmatched by Beijing, Shanghai and Chengdu book fairs.

  Visit book fairs and buy books once a year.

  From the Wan Chai subway station to the Convention and Exhibition Center, there are all kinds of publishers’ advertisements, book exhibition posters and flags. At the entrance to the venue, people have to wait for the people in front to fully enter the exhibition before releasing the next batch of visitors. It is said that the longest time, the queue was one kilometer, and citizens had to wait for more than 40 minutes to enter the venue.

  "I really don’t know what supports the enthusiasm of Hong Kong people to visit the book fair," said a Beijing reporter who participated in the Hong Kong book fair for the first time. Seeing such a scene makes people dizzy, and if the goal of buying books is not clear, it is very painful to find a book in the book fair, just like looking for a needle in a haystack.

  Including Chinese and English booksellers (bookstores) across the Taiwan Strait and three places, as well as foreign language books from many countries, all publishing houses and bookstores directly enter the venue to set up booths to sell books. Just like the temple fair in Beijing, there are constant shouting and selling in the venue, and there are even booths selling books with banners of "20% off for one book, 30% off for six books and 6.5% off for ten books".

  On the 22nd, the second day of the book fair, the storm, accompanied by lightning, did not stop Hong Kong people from buying books at the book fair. From time to time, I see book buyers with suitcases, and most of them are mainstream bestsellers. Teenagers prefer "light novels", while the elderly prefer health books. The so-called "light novel" refers to the combination of novels and cartoons. It is a kind of entertaining literary book, which tells stories with cartoons, pays attention to pictures and has shots, and is mostly imported from Japan.

  During the summer vacation, the main force during the day is middle school students, and some "light novels" are even sold in bundles. In the evening, the age of book buyers goes up. After dinner on Friday, office workers become the main force of the book fair. On the weekend, married with children’s parent-child group appears at the book fair, and Hong Kong people enjoy the seven-day book carnival as a holiday.

  It has been 21 years since the Hong Kong Book Fair. Visiting the book fair in these seven days has become an annual habit of Hong Kong people. Many young people don’t usually visit bookstores to buy books. They will save a sum of money to buy books at the annual book fair, and even compare with friends.

  For this phenomenon, Ma Jiahui, a Hong Kong cultural person, explained: "This is a tragedy in Hong Kong. In Hong Kong, there is not even a decent bookstore, and the usual pace of life is very tight. Ordinary people read and buy books less frequently."

  Hong Kong people advocate fast food culture, and newspapers and periodicals are the main reading contents of the citizens. Young people in Hong Kong usually don’t like reading, and they are not encouraged to read. They don’t know which bookstore to buy books. Therefore, as Ma Jiahui said, if there is no book fair, young people in Hong Kong may not buy books 365 days a year.

  Hong Kong Commercial Press is a publishing house with the largest retail bookstore in Hong Kong. It has 21 bookstores in Hong Kong and Macao, and also has a professional English law bookstore. The annual turnover of the whole bookstore is 600 million Hong Kong dollars. However, in charge of such a leading enterprise in the book industry in Hong Kong, managing director Lu Guo also lamented that the book market was difficult to do. Although the flagship store of Hong Kong Commercial Press in Tsim Sha Tsui is one of the bookstores that mainland scholars like to visit in Hong Kong, the bookstore has suffered the fate of moving three times in five years because of the high rent and the owner’s failure to renew the contract.

  Ma Jiahui said that Hong Kong bookstores were all killed by real estate developers.

  Readers inside and outside the book fair

  In February, 1923, Sun Yat-sen gave a speech at the University of Hong Kong, saying that his thought originated in Hong Kong. But four years later, when Lu Xun went to Hong Kong to give a speech, a group of literary youths complained to Lu Xun that Hong Kong was a "desert area" ideologically, and the statement that Hong Kong was a "cultural desert" was widely spread.

  All along, the Hong Kong Trade Development Council has been organizing book fairs with the idea and concept of business management. From asking stars to take the lead in reading and writing books as a marketing tool, to "the second kind of books and periodicals" with pornographic and violent content becoming the focus of the book fair, and then to the invasion of the tender model photo album into the book fair, which also makes the negative news about the book fair continue every year, and the book fair also expands constantly every year, with the increase of exhibition halls, booths and sales figures of books.

  In 2005, Fred Lam, the new president of the Hong Kong Trade Development Council, proposed that the Hong Kong Book Fair should pay equal attention to culture and commerce. Fred Lam suggested that the TDC is a commercial organization, not a cultural organization, and it is not good at doing cultural things. "We should find excellent cultural institutions and groups in Hong Kong to do this.". Later, they hired the Hong Kong Arts Development Council, Ming Pao Group, Asia Weekly and other cultural organizations as staff officers, and finally decided to cooperate with Asia Weekly to invite writers and cultural celebrities from three places across the Taiwan Straits to give lectures at the book fair.

  This year’s book fair also opened the "Hong Kong Writers’ Tour 2010" exhibition area for the first time to promote outstanding local writers in Hong Kong, and followed the example of Frankfurt Book Fair to join the works recitation.

  This year’s book fair invited more than 90 writers to participate in more than 270 cultural and outreach activities. Among them, invited lecturers from the Mainland include Feng Jicai, He Weifang, Pan Shiyi, Zhang Yihe and Han Han. In addition, the speakers of the "Famous Lectures" include Zhou Guangqian, Ge Liang and Lin Peili from Hongkong, Chen Wenxi, Liu Kexiang, Lan Bozhou and Tang Nuo from Taiwan Province, jade y. chen living in Germany and Du Weiming from the United States.

  In a lecture hall with less than 200 people, Liang Wendao, a Hong Kong writer, is sharing his creative experience with readers. The audience included old people with white hair, peers from Liang Wendao, and more young people, many of whom came from Guangdong to attend the Hong Kong Book Fair.

  A local young man in Hong Kong, wearing glasses, T-shirt shorts and a pair of straw flip-flops on his feet, listened carefully and took notes on a single piece of paper. It can be seen that young people like Liang Wendao very much, and listen to the lectures carefully.

  Liang Wendao said that the characteristic of Hong Kong writers is to do their own things silently and write their own books. It seems that the readers in Hong Kong are the same.

  But more readers are actually outside the book fair. "I haven’t been to the book fair for a long time. My writing doesn’t need to deal with modern people, but is related to the dead." On the other end of the phone, Huang Canran, a Hong Kong poet and translator, told China Newsweek. He goes to work at five o’clock every afternoon and writes in the early hours of the morning. For him, in this busy morning, the day has just ended.

  In Hongkong, there is also a group of English-reading people. No one has counted the size of this group, but Ma Jiahui told a story: once he made an appointment for a book review and introduced the Chinese version of Said’s books on music. Later, his friend in the Hong Kong Commercial Press told him that the bookstore kept the original English version of the book for one year and hardly sold a few copies. However, after the book review, the original English version sold 20 copies within a week, while the Chinese translation only sold a few more.

  Hong Kong books export to domestic market.

  Since 2003, when the mainland opened free travel for tourists to visit Hong Kong, the Hong Kong Book Fair began to welcome mainland readers. Subsequently, the Hong Kong Book Fair set up a "visiting channel", through which you can get preferential ticket purchase. Through these measures, the organizers attract mainland readers to buy books in Hong Kong. According to the statistics of the Hong Kong Trade Development Council, the number of people who entered the 20th Hong Kong Book Fair through the "visiting channel" reached 10,000 last year, and the organizers thought that a considerable number of mainland tourists should follow Hong Kong friends or queue up for admission. In fact, the number of people from the mainland who went to the Hong Kong Book Fair was far more than that.

  "Export to domestic market" is one of the characteristics of Hong Kong books. Most of the authors of Chinese works in Hong Kong, especially academic works, come from mainland scholars, and these academic works have returned to the mainland, which has formed a big market, except for local and overseas research institutions. Scholars’ "export" and works’ "domestic sales" are an intriguing structure of the Hong Kong book market.

  The Chinese University of Hong Kong Press, which has published the works of mainland scholars such as How the Red Sun Rises: The ins and outs of Yan ‘an Rectification Movement by Gao Hua, a professor of history at Nanjing University, and Xu Qingquan, deputy editor-in-chief of Yanhuang Chunqiu, the case of Ding Ling and Chen Qixia’s "anti-Party clique", has gathered a group of excellent mainland scholars’ resources. This university publishing house, which aims at "promoting Chinese and Western cultures and spreading ancient and modern knowledge", is a non-profit academic publishing institution. In the past 30 years, it has published a large number of academic works in both Chinese and English, with authors ranging from Qian Mu and Xu Zhongyue to William Theodore de Bary and Needham. Its topics span from traditional China culture to contemporary China studies, and it has established a stable global sales channel.

  Gan Qi, president of The Chinese University of Hong Kong Press, told China Newsweek that the press followed the anonymous review system of western university press, and the manuscripts of academic works provided by scholars all over the world must be anonymously reviewed by at least two experts in the industry and submitted to the Academic Books Editorial Committee for final approval before they can be accepted for publication or published after being revised by the author. The editorial department, reviewers and academic committees are integrated to ensure that the manuscript has new ideas or new materials, and in short, it has promoted and contributed on the basis of research in the same field. It is under the guarantee of this system that the publications of this society can maintain the content quality and diversified positions for a long time, which has stimulated the academic thoughts in the mainland.

  The booths of The Chinese University of Hong Kong Press, Hong Kong Oxford University Press, Hong Kong Commercial Press and Hong Kong Sanlian Bookstore are still the favorite bookstall for mainland readers. ★

Experts’ Interpretation of the Fourth Meeting of the Central Financial and Economic Committee

  (CCTV Finance "Economic Information Network")Yesterday, the Central Financial and Economic Committee held its fourth meeting to study the issues of large-scale equipment renewal and trade-in of consumer goods, effectively reducing the logistics cost of the whole society. How to promote a new round of large-scale equipment renewal and trade-in of consumer goods? How to effectively reduce the logistics cost of the whole society?

  The meeting stressed that the implementation of large-scale equipment renewal and trade-in of consumer goods will effectively promote investment and consumption, which will benefit both the present and the long-term. It is necessary to lay a good combination of policies, promote the continuous increase in the proportion of advanced production capacity, and more high-quality durable consumer goods will enter residents’ lives.

  High-end intelligent green has become the focus of a new round of large-scale equipment update.

  Zhu Min, Director of the Institute of Informatization and Industrialization Integration of China Information and Communication Research Institute:A new round of technological transformation and equipment renewal will help accelerate the large-scale promotion of intelligent manufacturing. Intelligent equipment and products such as CNC machine tools and industrial robots will also usher in new development opportunities and broad growth space, which will help accelerate the transformation and upgrading of key industries. High-end, intelligence, green and safety are the focus of future technological transformation and equipment renewal.

  Trade-in of consumer goods will stimulate market investment to better meet consumer demand.

  The meeting also pointed out that it is necessary to promote the upgrading and technological transformation of all kinds of production equipment and service equipment, encourage traditional consumer goods such as automobiles and household appliances to be replaced with old ones, and promote the replacement of durable consumer goods with old ones. Promote large-scale recycling and strengthen the development of the "trade-in+recycling" logistics system and new model. 

  Yi Shaohua, Director of Market Circulation and Consumption Research Office of national academy of economic strategy:The consumption of residents in our country is in the stage of upgrading the quality in the field of physical consumption, so the trade-in of consumer goods can not only stimulate market investment, but also better meet the potential consumption demand of residents.

  Reducing cost and increasing efficiency of logistics industry will promote the formation of a unified national market

  In addition, the meeting stressed that reducing the logistics cost of the whole society is an important measure to improve the efficiency of economic operation. Logistics is the "tendon" of the real economy, which connects production and consumption, domestic trade and foreign trade. It is necessary to effectively reduce the logistics cost of the whole society, enhance the core competitiveness of the industry and improve the efficiency of economic operation.

  Professor Ma Hong, Department of Economics, Tsinghua University Institute of Economics and Management:Reducing costs and increasing efficiency of the logistics industry is conducive to promoting the smooth flow of commodity factor resources in a wider range, promoting industrial structure adjustment and regional coordinated development. The upstream and downstream of the industrial chain can better optimize the layout according to regional endowments and institutional conditions, and promote agglomeration and economies of scale, as well as the formation of intelligence and digitalization; Promoting the integration of industries will also promote the formation of a unified national market and improve the overall operational efficiency of the national economy.

Beijing police: Three people were arrested for insulting or beating staff at the nucleic acid testing point.

  "Safe Beijing" WeChat WeChat official account reported on the 14th that nucleic acid detection is an effective means and key measure for epidemic prevention and control, and it is also a realistic need to ensure everyone’s normal life. Orderly on-site order can ensure the smooth development of testing work. Medical staff and epidemic prevention workers have been working tirelessly to fight the epidemic, and the general public has actively participated in cooperation and concerted efforts to fight the epidemic, making the prevention and control barrier more solid. However, in contrast to Qi Xin’s selfless dedication, there are still very few people who do not abide by the law and touch the red line and are dealt with by the public security organs according to law.

  At about 17 o’clock on May 10, 2022, the offender Wang Moumou (male, 42 years old) was drunk and did not line up in order at a nucleic acid testing point in Gaoliying Town, Shunyi District. When the staff dissuaded him, he insulted and beat the staff, disturbing the order at the scene. At present, this person has been administratively detained by Shunyi Public Security Bureau according to law.

  At about 15 o’clock on May 12, 2022, the offender Zhou Moumou (male, 49 years old) was waiting in line at a nucleic acid testing point in Huang Zhuang, Haidian District. He was dissatisfied with the staff reminding him to keep a safe distance and insulted the staff, causing adverse effects. At present, this person has been administratively detained by Haidian Public Security Bureau according to law.

  At 10 o’clock on May 13, 2022, the illegal actor Huang (male, 54 years old) did not follow the guidance route after receiving nucleic acid testing at a nucleic acid testing point in Huangcun Town, Daxing District, and stayed next to the epidemic prevention materials placement area. When the staff reminded him, the person did not listen to dissuasion and continued to insult the staff, which affected the development of nucleic acid testing. At present, this person has been administratively detained by Daxing Public Security Bureau according to law.

  Nucleic acid testing is not only a test of virus, but also a test of literacy and morality. If you don’t make trouble, you make a contribution. Only by obeying the rules can we win the "epidemic". Abiding by epidemic prevention regulations and fulfilling personal responsibilities is not only contributing to the overall situation of prevention and control, but also caring and respecting others for their dedication. The police will resolutely crack down on all illegal and criminal acts that "make things worse" for epidemic prevention and control, severely punish "black sheep" and never let everyone’s hard work go to waste.

Analysis on the Absolute Value for Money of Xiaomi SU7 Ultra

Now people’s understanding of cars has already surpassed the stage of "four wheels and two rows of sofas", and people will consider many factors when buying a car. What I want to talk about today is a pure tram. Let’s look down with Xiaobian.

First of all, from the appearance, the front face of Xiaomi SU7 Ultra looks very individual and looks very capable. Coupled with the sturdy headlights, many interesting details can be seen from the inside. Coming to the side of the car body, the car uses simple lines, and the side of the car looks very fashionable and simple. With large-sized thick-walled tires, it looks full of movement. Looking back, the overall shape of the tail of Xiaomi SU7 Ultra echoes the front face. The taillights look very elegant and the overall layout is impressive.

When I came into the car, the interior looked very soft and the overall visual effect was very distinctive. The car looks very good outside the steering wheel and has a sense of design. Take a look at the central control. The design of the center console is reasonable, which makes the interior style impressive and meets the aesthetic standards of most consumers. The interior feels good. Let’s take a look at the dashboard and seats. The car is equipped with an exquisite dashboard and has an elegant design. The seat is wrapped in place and is very comfortable to ride.

After reading this car, I believe you have a general understanding. I have already introduced this car almost. I believe many users who buy a car have taken a fancy to its comfort and practicality.

The competitiveness of hybrid SUV is assured, and the Lectra 08EM-P is the high-value choice.

When the hybrid car developed into the second half, it was not the user’s taste that became higher, but the user’s eyesight became awkward. It is increasingly found that price is not the only indicator of hybrid cars, and cars with high performance, high intelligence and high safety are worthy of the money in their pockets. Cars are not toys. They will be replaced and eliminated after buying for one or two years, but will bring long-term high-value travel experience. Therefore, cars manufactured with high standards are worth starting with.

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The 2025 LECK 08EM-P, which was launched on August 8, is a high-value hybrid SUV choice worthy of users’ travel and life in terms of strength and quality.

Between low price and high value, there are always people who prefer the latter.

In the former automobile market, there were always people who thought that low price was king. As users became more aware of automobiles, they tended to be more value-oriented.

The 2025 LECK 08EM-P has six models: 120 long battery life Plus version, 120 long battery life Pro version, 120 long battery life version, 245 long battery life Pro version, 245 long battery life Halo version and 220 four-wheel drive performance Halo version. The battery life in pure electric mode adopts stricter CLTC working conditions. CLTC is based on the actual driving conditions in China, including urban, suburban and high-speed driving conditions, and the battery life test is more in line with it. On the surface, the LEICK 08EM-P with a low battery life of 120km seems to be equivalent to the 121km Tang DM-i, but the Tang DM-i still uses a relatively loose NEDC working condition count. In terms of comprehensive endurance, the LECK 08EM-P with CLTC working condition of 1400km is obviously more realistic than the Tang DM-i with NEDC working condition of 1100km.

?On the power system level, the Lectra 08EM-P super extended-range electric system consists of P1 and P3 motors +P4 motor +1.5T electric hybrid engine, which together form a high-performance architecture. Specifically, the P1+P3 motor architecture is a rear-wheel drive model, and the P1+P3+P4 motor architecture is a four-wheel drive model. Logically, the engine generates electricity for P1 motor, and the rear-drive vehicle is driven by P3 motor, with a maximum power of 160 kW and a peak torque of 350 N m.. The four-wheel drive model is driven by P3+P4 motor, and the peak power of P4 motor is 156 kW. The comprehensive maximum power of the system is 436 kW, the comprehensive maximum torque is 905 N·m, and the acceleration of 100 kilometers is only 4.6 seconds.

The DHT three-speed transmission of LINKE 08EM-P can realize the flexible switching between engine and motor, and bring more accurate power distribution under different road conditions. In the specific operation experience, the driver of the 08EM-P can choose the appropriate gear in different road environments and match the power with different intensities, thus bringing a precise sense of control. And the shifting logic is very clear, and the power acceleration is not all of a sudden, but a linear acceleration experience.

In contrast, Tang DM-i’s CVT gearbox has the advantages of strong ride comfort, but its disadvantages are also quite obvious: first, CVT gearbox is prone to cold protection problems, and it may take a long time to start in cold environment, which may also lead to the inability of vehicles to speed up effectively. Secondly, the transmission belt of CVT gearbox is fragile and easy to be damaged in harsh driving environment, which requires more frequent maintenance and replacement, and the actual vehicle maintenance cost is higher. Thirdly, CVT gearbox will obviously feel the lack of power on vehicles with strong power, especially on uphill sections, which is one of the reasons why BYD plug-in and hybrid vehicles have not adopted the strategy of high power.

In the era of intelligent flooding, Linke 08EM-P has implemented the user’s needs.

At present, the new energy vehicle market has entered the era of intelligent flooding, which is manifested in the stacking of non-vehicle intelligent configurations, such as the "refrigerator color TV sofa" that people often vomit. On the aspect of integrated intelligence, LEEK 08EM-P upgraded the car system to OTA version 1.6.0. The overall intelligent cockpit performance of the car is different from the current flood era. It follows the principle of "making the car practical and intelligent to the extreme" and implements the needs of users.

If you are installed with the identity of "Leader 08EM-P Owner" now, you don’t need a physical key to get on the bus, and your Apple mobile phone, watch and proximity can open the door for you, realizing a feeling of unlocking/locking, and making your travel life more scientific and technological. When you sit in the driver’s seat, you don’t need to look down at your mobile phone or central control screen navigation when driving, because there is the largest 92-inch AR-HUD mass-produced in the industry, which directly presents three-lane information, AR navigation, ADAS assistance and other information on the front windshield. In terms of car experience, the LYNK Flyme Auto car system of LINKE 08EM-P is the first to take the Antola 1000 Pro computing platform, which integrates two 7nm "Longying No.1" chips independently developed in the industry, and the computing power of a single chip is comparable to that of Qualcomm 8155 car chip, and it has larger running and storage memory, which is smoother and faster in car startup and functional experience.

When you want to watch the video on a big screen, use the 15.4-inch ultra-clear full screen of LTPS LCD display technology, which has a picture quality of 2.5K and a color gamut as high as 85%, which can show more colors. The sound quality experience is even more impressive. As the only SUV model equipped with Harman Kardon 23 plus WANOS panoramic sound within 200,000, the Lectra 08EM-P has brought a million-level extreme sound experience at a price of 200,000. In terms of sound surround telepresence, the top "sky sound" surround channel is added to the Lectra 08EM-P cockpit, which enhances the depth and telepresence of the sound image compared with the two-channel stereo, and it seems to be surrounded by sound when sitting on it. In addition, the car system is equipped with WANOS Panoramic Audio APP, with its high-quality panoramic audio-visual entertainment resources to realize audio-visual synchronization, which can bring you and your family a more immersive and shocking audio-visual experience.

On the intelligent voice level, Aicy voice assistant can support four-tone recognition, which has higher understanding and execution ability, not only supports custom wake-up words, but also can customize a variety of images to make the dialogue more vivid and interesting. Crucially, Aicy voice assistant can realize multiple rounds of communication according to the context of the whole context, which really brings an intelligent experience of "seeing and speaking".

Not only that, LINKE 08EM-P also has innovative functions of sentry mode and car wash mode. Sentinel mode In the parking scene, vehicles can monitor suspicious targets by looking around the fisheye camera, rely on the acceleration sensor to detect the risk of collision, and give a double flash warning to the outside world in time. It can also record and store suspicious scenes and notify the owner. When the car wash mode is turned on, the vehicle will close the window, trunk, charging cap, fuel cap, wiper, etc., and disable the approaching vehicle to unlock and leave the vehicle, effectively preventing water seepage and ensuring vehicle safety.

In intelligent driving, LEEK 08EM-P is equipped with Lynk Co-Pilot Navi intelligent navigation assistance system, which not only performs sensitive and fast in daily adaptive cruising, overtaking, going up and down ramps and other road conditions, but also has various lane-changing functions such as autonomous lane change and voice control lane change, taking into account more scenes. It is worth mentioning that when the Lectra 08EM-P encounters a big car, it will take the initiative to avoid it, deliberately widen the front and rear distance from the big car, and in the process of overtaking, pull the horizontal distance from the big car, reduce the parallel time, relieve the driver’s driving fatigue and pressure, and ensure driving safety.

In terms of road perception, LEEK 08EM-P supports 10 perception cameras and 5 millimeter-wave radars, and relies on centimeter-level precision maps to guide navigation. Together with two black sesame intelligent Huashan A1000 chips with a cost-effective ratio of up to 116 TOPS, it realizes the algorithmic arrangement of road environment and helps vehicles realize the intelligent driving performance of L2+ high-order parking.

Whoever ignores security is the enemy of users.

Consumers want cars with lower prices, but irrational price wars will only harm the interests of users in the end. Some brands take the lead in setting off price involution, which seems to be more cost-effective. In fact, they cut corners on invisible core components and car-making technology, and use iron oil tanks, ultra-thin and ultra-short front and rear anti-collision beams, and chopsticks-slender chassis suspension, which bring great hidden dangers to the safety of the whole vehicle. Such cost-effective is not the price that users want, and such brands can also be regarded as the enemies of users.

In sharp contrast with such a brand model, the price of the Lexus 08EM-P, which is already quite ahead in terms of three-electric system and intelligence, starting from 179,800 yuan may not be cheap, but it is also within the reasonable price of high-value plug-in SUV. Crucially, LEEK 08EM-P is a benchmark in vehicle safety.

The LEICK 08EM-P is made of thermoformed steel with the maximum pressure of 2000MPa, and the proportion of high-strength steel and aluminum alloy in white body is as high as 75%. It is equipped with aerospace-grade 7 series aluminum alloy front crash beam, and the integrated thermoformed boron steel door knocker and superelastic honeycomb filling technology are adopted for the first time, which can alleviate more impact energy, and the performance of materials exceeds that of brand luxury cars.

In addition, the car is equipped with an extended head air curtain with a length of 2000mm, which runs through the ABC column and covers the whole window area. After bouncing off, the pressure can be maintained for 6 seconds, which brings longer personnel protection. Adding 120L super-large passenger airbag can further ensure the safety of the passenger’s head. Finally, in terms of battery safety that people are most concerned about, Linke 08EM-P adopts the first integrated DP1180 bottom guard plate with the tensile strength of 1200MPa, which far exceeds the safety standard of the national standard, and can realize 50ms high-voltage power failure due to collision and bid farewell to the natural danger of battery fire.

Based on its solid performance in safety, LEEK 08EM-P obtained the first domestic certification of "60km/h side impact protection of new energy passenger cars with superimposed side pillars" issued by China Automotive Research Institute.

Jianghu car review:

In the just-concluded platform test, the Lectra 08EM-P stood out among 35 models, and won the first lap time of SUV with 2 minutes and 19.87 seconds, which fully reflected the excellent handling performance of CMA Evo architecture. The 2025 Lectra 08EM-P is not the first model of Lectra 08EM-P. Since it was launched one year ago, the cumulative sales volume has exceeded 80,000, and its high-value travel quality has been recognized by users. Its brand, Linke, also rolled off the production line for the millionth vehicle in less than six years, becoming the fastest high-end automobile brand in China and the truly recognized high-end automobile brand in China. The Lexus 08-EM-P, which is built with heart, advanced technology and solid materials, is a high-end new energy SUV choice that most people can’t avoid.

The central bank released a statistical report on the loan investment of financial institutions in the third quarter of 2022.

CCTV News:According to the statistics of the People’s Bank of China, at the end of the third quarter of 2022, the balance of RMB loans of financial institutions was 210.76 trillion yuan, up 11.2% year-on-year; In the first three quarters, RMB loans increased by 18.08 trillion yuan, an increase of 1.36 trillion yuan over the same period of last year.

First, the loan growth of enterprises and institutions accelerated, and the growth rate of medium and long-term loans increased more.

At the end of the third quarter of 2022, the loan balance of local and foreign currency enterprises and institutions was 137.08 trillion yuan, up 13.1% year-on-year, and the growth rate was 0.5 percentage points higher than that of the first half of the year and 2.1 percentage points higher than that of the end of last year. In the first three quarters, it increased by 14.5 trillion yuan, an increase of 3.77 trillion yuan.

In terms of term, the balance of short-term loans and bill financing was 49.94 trillion yuan, up 14.5% year-on-year, with the growth rate 0.1 percentage points higher than that of the first half of the year and 8.3 percentage points higher than that of the end of last year. In the first three quarters, it increased by 5.77 trillion yuan, an increase of 3.71 trillion yuan. The balance of medium and long-term loans was 83.86 trillion yuan, up 12.7% year-on-year, with the growth rate 0.7 percentage points higher than that of the first half of the year and 1.3 percentage points lower than that of the end of last year. In the first three quarters, it increased by 8.68 trillion yuan, an increase of 307.6 billion yuan.

In terms of purposes, the balance of fixed assets loans was 57.19 trillion yuan, up 9.6% year-on-year, and the growth rate was 0.5 percentage points lower than that at the end of last year; The balance of operating loans was 55.6 trillion yuan, a year-on-year increase of 12.4%, and the growth rate was 2.6 percentage points higher than that at the end of last year.

Second, the growth rate of medium and long-term industrial loans continued to increase.

At the end of the third quarter of 2022, the balance of medium-and long-term loans in local and foreign currency industries was 16.08 trillion yuan, up 23.3% year-on-year, and the growth rate was 12.6 percentage points higher than that of various loans, 2.1 percentage points higher than that of the first half of the year and 0.7 percentage points higher than that of the end of last year. In the first three quarters, it increased by 2.63 trillion yuan, an increase of 586 billion yuan. Among them, the balance of medium and long-term loans for heavy industry was 13.74 trillion yuan, up 22.4% year-on-year, and the growth rate was 0.9 percentage points higher than that at the end of last year; The balance of medium and long-term loans for light industry was 2.34 trillion yuan, up 28.4% year-on-year, and the growth rate was 0.7 percentage points lower than the end of last year.

At the end of the third quarter of 2022, the balance of medium and long-term loans in local and foreign currency service industries was 54.52 trillion yuan, up 9.6% year-on-year, and the growth rate was 1.4 percentage points lower than that at the end of last year. In the first three quarters, it increased by 4.6 trillion yuan, a year-on-year decrease of 64.2 billion yuan. The balance of medium and long-term loans in the real estate industry increased by 1.1% year-on-year, and the growth rate was 1.6 percentage points higher than that at the end of last year.

At the end of the third quarter of 2022, the balance of medium and long-term loans in local and foreign currency infrastructure was 31.93 trillion yuan, up 12.5% year-on-year, and the growth rate was 2.8 percentage points lower than that at the end of last year. In the first three quarters, it increased by 3.06 trillion yuan, a year-on-year decrease of 235.3 billion yuan.

III. Loans in inclusive finance maintained a relatively fast growth rate.

At the end of the third quarter of 2022, the balance of RMB loans in inclusive finance was 31.39 trillion yuan, a year-on-year increase of 21.6%, 10.4 percentage points higher than various loans and 1.6 percentage points lower than the end of last year; In the first three quarters, it increased by 4.89 trillion yuan, an increase of 575.7 billion yuan.

At the end of the third quarter of 2022, the balance of Pratt & Whitney small and micro loans was 23.16 trillion yuan, a year-on-year increase of 24.6%, and the growth rate was 2.7 percentage points lower than the end of last year; In the first three quarters, it increased by 3.94 trillion yuan, an increase of 444.3 billion yuan. The balance of loans for farmers’ production and operation was 7.76 trillion yuan, a year-on-year increase of 14.2%; The balance of business guarantee loans was 269.4 billion yuan, up 14.8% year-on-year; The balance of student loans was 133.6 billion yuan, a year-on-year increase of 17.7%.

At the end of the third quarter of 2022, the balance of loans for people out of poverty nationwide was 1.01 trillion yuan, up 14.7% year-on-year, and increased by 97.3 billion yuan in the first three quarters.

Fourth, green loans maintained rapid growth.

At the end of the third quarter of 2022, the balance of local and foreign currency green loans was 20.9 trillion yuan, up 41.4% year-on-year, 8.4 percentage points higher than the end of last year, 30.7 percentage points higher than the growth rate of various loans, and increased by 4.88 trillion yuan in the first three quarters. Among them, loans to projects with direct and indirect carbon emission reduction benefits were 8.32 trillion yuan and 5.56 trillion yuan respectively, accounting for 66.4% of the total green loans.

In terms of purposes, the loan balances of infrastructure green upgrading industry, clean energy industry and energy conservation and environmental protection industry were 9.37, 5.33 and 2.91 trillion yuan respectively, up by 34%, 40.9% and 63.2% respectively. In terms of industries, the balance of green loans in power, heat, gas and water production and supply industries was 5.33 trillion yuan, up 30.8% year-on-year, and increased by 857.5 billion yuan in the first three quarters; The balance of green loans in transportation, warehousing and postal services was 4.48 trillion yuan, up 11.5% year-on-year, and increased by 357.7 billion yuan in the first three quarters.

V. The growth rate of agriculture-related loans increased steadily.

At the end of the third quarter of 2022, the balance of agricultural loans in local and foreign currencies was 48.5 trillion yuan, up 13.7% year-on-year, and the growth rate was 2.8 percentage points higher than that at the end of last year. In the first three quarters, it increased by 5.46 trillion yuan, an increase of 1.46 trillion yuan over the same period of last year.

At the end of the third quarter of 2022, the balance of rural (county and below) loans was 40.37 trillion yuan, up 13.4% year-on-year, and the growth rate was 1.3 percentage points higher than that at the end of last year; In the first three quarters, it increased by 4.38 trillion yuan, an increase of 762.2 billion yuan. The balance of farmers’ loans was 14.81 trillion yuan, a year-on-year increase of 12%, and the growth rate was 2 percentage points lower than the end of last year; In the first three quarters, it increased by 1.39 trillion yuan, a year-on-year decrease of 40.7 billion yuan. The balance of agricultural loans was 5.06 trillion yuan, a year-on-year increase of 10.3%, and the growth rate was 3.2 percentage points higher than that at the end of last year; In the first three quarters, it increased by 503.5 billion yuan, an increase of 175.9 billion yuan.

6. The growth rate of real estate loans declined, while the growth rate of real estate development loans increased.

At the end of the third quarter of 2022, the balance of RMB real estate loans was 53.29 trillion yuan, a year-on-year increase of 3.2%, which was 4.7 percentage points lower than the growth rate at the end of last year; In the first three quarters, it increased by 848.8 billion yuan, accounting for 4.7% of the increase in various loans in the same period.

At the end of the third quarter of 2022, the balance of real estate development loans was 12.67 trillion yuan, up 2.2% year-on-year, and the growth rate was 2.4 percentage points higher than that of the first half of the year and 1.3 percentage points higher than that of the end of last year. The balance of individual housing loans was 38.91 trillion yuan, a year-on-year increase of 4.1%, and the growth rate was 7.2 percentage points lower than that at the end of last year.

Seven, the growth rate of household operating loans rebounded, and the growth rate of household consumption loans continued to decline.

At the end of the third quarter of 2022, the balance of household loans in local and foreign currencies was 74.52 trillion yuan, up 7.2% year-on-year, and the growth rate was 1 percentage point lower than that in the first half of the year and 5.3 percentage points lower than that at the end of the previous year. In the first three quarters, it increased by 3.42 trillion yuan, a year-on-year decrease of 2.93 trillion yuan.

At the end of the third quarter of 2022, the balance of domestic and foreign currency household operating loans was 18.53 trillion yuan, up 16.1% year-on-year, 1 percentage point higher than the first half of the year and 3 percentage points lower than the end of the previous year; In the first three quarters, it increased by 2.31 trillion yuan, a year-on-year decrease of 30.3 billion yuan. The balance of household consumer loans (excluding personal housing loans) was 17.08 trillion yuan, up 5.4% year-on-year, and the growth rate was 0.4 percentage points lower than that of the first half of the year and 4.1 percentage points lower than that of the end of last year. In the first three quarters, it increased by 514.1 billion yuan, a year-on-year decrease of 558.7 billion yuan.

Tanks 500 and others lead the mixed trend. Ten new SUV sinks at the auto show.

Author: Hao Jun

Editor’s opinion:In the Guangzhou Auto Show, which has not been launched first, the most is SUV new cars. From the brand point of view, the proportion of domestic new models is much higher than that of joint venture models, and from the power characteristics, it is a hybrid model. To be exact, the proportion of plug-in hybrid models is higher than that of oil-electric hybrid models, and oil-electric hybrid models are higher than pure electric models, and pure electric models are higher than fuel vehicles. To put it simply, it is the truth that the market determines products that the models that can be free from the restrictions of charging piles are increasingly recognized by consumers. I hope that in the end, the quality of these hybrid models can be better than that of fuel vehicles, and the price can be more affordable than that of pure trams. Regardless of other restrictions, the needs of the people are the most real.

Although this year’s Guangzhou Auto Show came late, there are many hot new cars, especially the SUV models that occupy the most display area of various brands, and are still the most concerned areas. The following ten SUVs are the hot models unveiled and listed on the first day of this Guangzhou Auto Show. Whether it is the tank 500 or Mazda CX-50, or Honda Toyota’s Hao Ying Feng Landa, they are all hot spots in the eyes of the media and consumers. These new SUVs have a common trend, that is, they are mainly plug-in hybrid or hybrid electric power. Even if the fuel version comes into the market first, it will be said in the press conference that the plug-in hybrid version or the hybrid version of oil and electricity will be launched in the future … It can be seen that the hybrid model that is not restricted by electric piles is truly accepted by the market with the consideration of environmental protection attributes and convenience characteristics.

Tank 500 PHEV

On the opening day of the 2022 Guangzhou Auto Show, the tank 500 PHEV made its debut. The appearance of the new car is still built in a family-style design language that is very familiar to the public. The front grille with exaggerated size has dense banner silver trim inside. In addition, the front grille will be equipped with a thick silver frame, which can make the vehicle look more domineering. According to the previous application information, the new car will also provide another style of front grille.

The overall layout of the center console in the car has not changed. As can be seen from the picture, the left side of the bar will be equipped with PHEV exclusive buttons. At the same time, it is also equipped with parking assistance, seat ventilation and heating.

The length, width and height of the new car body are 4886(5078)/1934/1905mm respectively, and the wheelbase is 2850 mm. Its power system will be equipped with a 2.0T plug-in hybrid system, in which the maximum power of the engine is 180kW.

GAC Toyota Fenglanda Hybrid Edition

During the 2022 Guangzhou Auto Show, GAC Toyota announced the brand rejuvenation conference of the dual-engine and introduced the fifth-generation dual-engine hybrid technology. As part of the new strategy, the hybrid version of GAC Toyota Flanders was officially released.

The appearance of the new car maintains the overall design of Flanders, the front face is family style, and the large mouth air intake grille is recognizable. As a hybrid car, its LOGO has also been changed to a blue version, and a hybrid logo has also been added to the front fender. Compared with the fuel version, the car side design has also been fine-tuned. Specifically, chrome decoration has been added to the side skirt, and the style is further closer to Willanda, and the whole is more upscale.

The new car adopts a new generation of hybrid system. The 1.8L three-electric system of the fifth generation THS hybrid system is reduced by 13.3kg, and the comprehensive power is increased by 12%. It uses a miniaturized, high-speed motor to reduce the loss and improve the power output at the same time. PCU electronic control unit has achieved 2% miniaturization and 17% lightweight, reducing the loss by about 10%. It is worth mentioning that a newly developed lithium battery system has been adopted, which has achieved 34% miniaturization and 44% lightweight, and at the same time, the power output capacity has increased by 8%. According to the official, its acceleration capacity of 0-60km/h can be increased by 14%.

Wei pai LAN shan DHT-PHEV

At the 2022 Guangzhou Auto Show, Blue Mountain, a brand-new medium and large SUV—— owned by Wei Brand, was officially unveiled. According to previous news, the price of the new car may be between 350,000 and 400,000 yuan.

The front face of the new car has been redesigned, equipped with split headlights and trapezoidal air intake below, which is quite distinctive as a whole. According to the previous information from the Ministry of Industry and Information Technology, the length, width and height of the car body are 5156/1980/1805mm and the wheelbase is 3050mm respectively. The rear of the car is designed with a through-going blackened taillight group, and the rear enclosure is also equipped with a through-going decorative strip and a two-way exhaust shape. Its line design makes the new car show a good sense of integrity and recognition.

Its power system will be equipped with plug-in hybrid power system including 1.5T engine, motor and ternary lithium battery pack, with a pure electric cruising range of 180km in WLTC working condition and fuel consumption of 6.7L/100km in feed state. According to the previous data of the Ministry of Industry and Information Technology, the maximum engine power of the new car is 154 HP, the comprehensive cruising range of WLTC exceeds 1200 km, and the comprehensive fuel consumption of WLTC is 0.75L/100km.

Brand-new Honda haoying mixed edition

The 2022 Guangzhou Auto Show officially opened, and Guangqi Honda’s brand-new Hao Ying plug-in hybrid model was officially unveiled. Thanks to the new design language, the new car not only looks more fashionable, but also looks much younger. The front grille adopts a similar layered design, the upper part is connected with the headlight groups on both sides, which can improve the visual width of the vehicle, and the lower part adopts a "big mouth" design, which significantly enhances the gas field of the vehicle. The rear of the car adopts a very simple design, and the layout of the light group inside the taillight group is longer and narrower, which looks more stretched and looks more atmospheric than before. In addition, the new car continues to use two-way exhaust.

Honda’s latest family-style design is adopted in the car, and the all-LCD instrument panel is matched with the suspended central control panel, coupled with the through-going metal air conditioning air outlet design, so that the texture of the new car interior is well improved. In terms of configuration, the new car will be built with Honda Connect 3.0 system and will also integrate Honda Sensing 360 driver assistance system.

Its power will be equipped with a plug-in hybrid system consisting of a 2.0L naturally aspirated engine and an electric motor.

Mazda CX-50

On the occasion of the opening of Guangzhou Auto Show in 2022, Mazda CX-50, a brand-new model of Mazda, was officially released. The new car is positioned as a compact SUV, based on the front-wheel drive horizontal platform, or will be officially launched in the first half of 2023.

Its overall appearance continues the design of overseas models, and the family-style front grille is still not absent. The China Net adopts the current common design, which can enhance the exquisiteness of the vehicle. The convex front wheel cover design on the vehicle side can broaden the visual effect of the vehicle, and also highlight the cross-border nature of the vehicle. It is worth mentioning that compared with overseas models, the domestic models are further optimized for the leg space and footstep space in the back row, bringing more comfortable riding experience. The length, width and height of the car body are 4785/1920/1638mm and the wheelbase is 2815mm respectively. Mazda’s iconic taillight group design can be seen at the rear of the car. The wide rear enclosure can effectively enhance the visual center of gravity of the vehicle, and the crossover style is rich. At the same time, the new car is also equipped with diversion grooves on both sides of the rear enclosure, which forms a good echo effect with the front enclosure design. In addition, the new car adopts a two-way exhaust design, which is in line with the silver guard style at the rear enclosure. Body color matching will introduce two brand-new body colors: zircon gray and tranquil blue.

In the future, the new car will be gradually equipped with fuel/hybrid powertrain, and the 2.0L/2.5L version will be launched in advance, and the transmission system will match the 6AT gearbox. Among them, the 2.5L engine will integrate intelligent cylinder shifting technology to optimize fuel consumption performance. In addition, the new car is based on the newly developed oil-electric platform of Changan Mazda, which will be compatible with fuel/hybrid powertrain. In the future, two different power versions will be laid out for the new car in the domestic market.

Haval H-DOG

At the 2022 Guangzhou Auto Show, Haval H-DOG, an off-road SUV, was officially unveiled. Compared with the current big dog, the new car adopts a brand-new design of the middle net and bumper, and is equipped with a polygonal air intake grille. Its interior consists of large-caliber air inlets on both sides and a grid-like middle net style. The headlight groups on both sides adopt a circular design, and the interior is equipped with a circular LED daytime running light. The Haval English LOGO in the center has also become a blue background style, further enhancing its electric recognition. The shape of the car side continues the style of the classic hard-core off-road vehicle. The roof is very straight and the lines on the side are very tough. The length, width and height of the car body are 4705/1908/1780mm respectively, and the wheelbase is 2810mm. Compared with the front of the car, the rear of the car is a little rounder. The taillights at the rear of the car have been completely designed. The shape of the taillights echoes the headlights, and the circular design is also adopted. The design of the taillights looks very chic.

A brand-new design style is adopted in the car, and the size of the central control panel is further increased. The center console is wrapped in leather fabric, and there is an off-road armrest in the co-pilot position. A row of physical buttons are reserved under the large-size floating central control panel, which can conveniently and quickly operate common functions, which is still necessary for a vehicle with strong off-road properties. Gearbox gears are aligned with tank 300.

Its power will be equipped with a 1.5T+2-speed DHT-PHEV powertrain, with a maximum power of 240kW, a peak torque of 530 Nm and a pure electric cruising range of 50-150km. In addition, it will also launch a 2.0T model with a maximum power of 175 kW, matching the four-wheel drive system. Otherwise, the approach angle and departure angle of the car are 24 degrees and 30 degrees respectively, and the length of the front and rear suspension is 934mm and 961mm respectively.

New generation Chuanqi GS3· Yingsu

At the 2022 Guangzhou Auto Show, a new generation of Chuanqi GS3· Shadow Speed was officially unveiled. The new car is based on GPMA, a modular architecture of Guangzhou Automobile Global Platform, and adopts a brand-new family-style design style. The polygonal front grille is supplemented by a straight waterfall element design, with a three-stage air intake below and a sharp headlight group to enhance the fashion sense of the vehicle. Its front face is designed with a front shovel with a wind blade, which is decorated with grapefruit orange. The side of the car is designed with a rich waistline, with dense-spoke black wheels and a hidden door handle. The length, width and height of the car body are 4410(4446)/1850/1600mm respectively, and the wheelbase is 2650 mm. The length, width and wheelbase are all increased on the basis of cash. Among them, the wheelbase is 90mm longer than the previous generation, further improving the performance of the ride space. This version is equipped with a six-star Mang 19-inch wheel hub with the symbol of "Y" and "H" to form a hexagonal layout, and the rear of the car will also adopt a center-mounted double-outlet exhaust which is officially called "the speed of sound of huge waves". In the future, the tail will provide two kinds of kits according to different configurations, one is a two-way layout, and the other (R-STYLE version) is a center-mounted double-way layout with a large-size diffuser, which brings different visual effects.

The car also adopts a brand-new design style, equipped with full LCD instrument and large-size central control panel, which greatly enhances the sense of science and technology compared with the previous generation models. It will be equipped with the latest ADiGO intelligent driving internet ecosystem, rich entertainment functions, navigation and vehicle information settings. At the same time, the new car will be equipped with ADiGO active safety assistance functions, including active braking, lane departure assistance, speed limit sign recognition and intelligent avoidance.

Its power system will be equipped with 4A15J2 1.5T turbocharged engine, which meets the national six emission standards, and the maximum power will be increased to 177 horsepower (130kW), which is 14 horsepower more than the current one. The 7DCT dual clutch gearbox with matching transmission system officially claims that the R-STYLE version of 0-100km/h acceleration takes only 7.5 seconds.

Zhiji LS7

On the opening day of 2022 Guangzhou Auto Show, Zhiji LS7 was officially unveiled. Previously, the new car has been launched and booked, and the price is 350,000-500,000 yuan, which is expected to be officially listed in mid-February 2023. The front face of the new car adopts a closed design, and the headlights on both sides show an "L" style, and the interior is equipped with LED eyebrows. The front enclosure is designed with three groups of ventilation openings, with LED daytime running lights in the openings on both sides, and the penetrating vents below increase the lateral visual width. The roof line on the side of the car is smoother, and there are not too many ribs on the side of the car body. The straight waist line and the raised door ribs are adopted to highlight the sporty atmosphere. The length, width and height of the car body are 5049/2002/1731(1763, 1773)mm respectively, and the wheelbase is 3060 mm. The rear of the car is equipped with a large-size roof spoiler, and the taillights are designed in a penetrating way, which is highly recognizable after lighting. In addition, the rear enclosure also adopts a double-layer design, and a wrapped tail diffuser style is formed below, which is full of overall movement.

The car will adopt the triple screen design of LCD instrument panel+central control screen+co-driver display screen. The huge screen has a narrow frame design, and it also has the lifting function. Together with the officially called "half-spoke steering wheel" and the embedded touch LCD display panel in the central channel area, all the combinations make the new car have an excellent sense of technology. In addition, the new car is equipped with a zero-gravity floating seat, an intelligent control fully-flat folding passenger seat, an ultra-long electric slide rail, etc., which enables the co-pilot to slide and fold under the instrument panel. The slide rail with a length of 1955mm enables the layout of the two seats on the right side to be flexibly changed according to the actual needs of the occupants in the car to meet the needs of different scenes.

Its power system is expected to provide 90kWh and 100kWh battery versions, of which the 100kWh+ single motor rear drive version CLTC has a cruising range of about 660 kilometers under cycle conditions. The dual-motor four-wheel drive version has a more powerful power performance. The total power of the system can reach 425 kW and the peak torque is 725 Nm. It takes only 4.5 seconds to accelerate from 0 to 100 km/h.

Qichen big V DD-i mixed version

On the occasion of the opening of the 2022 Guangzhou Auto Show, the hybrid version of Qichen V DD-i was officially unveiled. The new car adopts a brand-new straight waterfall V-shaped middle net design, and the chrome-plated upper part also emphasizes the V-shaped design. The lights on both sides are slender and slender, and there are a thin air inlet on both sides of the bumper, which looks more fashionable and technological than the fuel version as a whole.

The design of the car side is similar to that of the fuel version, and the whole car is not depicted by too many lines. The front and rear fenders are slightly wider than the car body, and with the concave rib design under the door, it looks full of good strength. The rear of the car is equipped with a roof spoiler, and it is designed with a blackened through taillight group. The internal light sources are arranged vertically, which is highly recognizable after lighting. The rear enclosure also adopts a multi-layer design, which makes the new car show a good layering.

The body dimensions refer to the fuel version. The length, width and height of the new car are 4562/1917/1625mm and the wheelbase is 2700mm. Its power system is equipped with a hybrid system consisting of a 1.5T engine and a motor, and the fuel consumption per 100 kilometers is 4L.

New Beijing X7

At the Guangzhou Auto Show in 2022, the new Beijing X7 was officially unveiled. The new car adopts the mesh design with the same color as the car body, which is borderless and more stereoscopic. The new car adopts the through headlight design, and the blackened headlights are more visually profound. The whole front bumper shows the characteristics of a sports car. The rear of the vehicle is also designed with penetrating headlights, with the logo of Beijing logo in the center of the taillight, and the rear of the vehicle adopts bilateral exhaust.

The interior of the car adopts the design of double screen, while the center console adopts the through air-conditioning outlet, and the air-conditioning panel also has an independent display area. In terms of transmission gear, the new car uses electronic gear, with obvious functional divisions.

The length, width and height of the car body are 4755/1892/1715mm respectively, and the wheelbase is 2800mm. Its power will be equipped with a 1.5T turbocharged four-cylinder engine code-named A156T2H, with a maximum power of 188 HP.