When the hybrid car developed into the second half, it was not the user’s taste that became higher, but the user’s eyesight became awkward. It is increasingly found that price is not the only indicator of hybrid cars, and cars with high performance, high intelligence and high safety are worthy of the money in their pockets. Cars are not toys. They will be replaced and eliminated after buying for one or two years, but will bring long-term high-value travel experience. Therefore, cars manufactured with high standards are worth starting with.

The 2025 LECK 08EM-P, which was launched on August 8, is a high-value hybrid SUV choice worthy of users’ travel and life in terms of strength and quality.

Between low price and high value, there are always people who prefer the latter.

In the former automobile market, there were always people who thought that low price was king. As users became more aware of automobiles, they tended to be more value-oriented.

The 2025 LECK 08EM-P has six models: 120 long battery life Plus version, 120 long battery life Pro version, 120 long battery life version, 245 long battery life Pro version, 245 long battery life Halo version and 220 four-wheel drive performance Halo version. The battery life in pure electric mode adopts stricter CLTC working conditions. CLTC is based on the actual driving conditions in China, including urban, suburban and high-speed driving conditions, and the battery life test is more in line with it. On the surface, the LEICK 08EM-P with a low battery life of 120km seems to be equivalent to the 121km Tang DM-i, but the Tang DM-i still uses a relatively loose NEDC working condition count. In terms of comprehensive endurance, the LECK 08EM-P with CLTC working condition of 1400km is obviously more realistic than the Tang DM-i with NEDC working condition of 1100km.

?On the power system level, the Lectra 08EM-P super extended-range electric system consists of P1 and P3 motors +P4 motor +1.5T electric hybrid engine, which together form a high-performance architecture. Specifically, the P1+P3 motor architecture is a rear-wheel drive model, and the P1+P3+P4 motor architecture is a four-wheel drive model. Logically, the engine generates electricity for P1 motor, and the rear-drive vehicle is driven by P3 motor, with a maximum power of 160 kW and a peak torque of 350 N m.. The four-wheel drive model is driven by P3+P4 motor, and the peak power of P4 motor is 156 kW. The comprehensive maximum power of the system is 436 kW, the comprehensive maximum torque is 905 N·m, and the acceleration of 100 kilometers is only 4.6 seconds.

The DHT three-speed transmission of LINKE 08EM-P can realize the flexible switching between engine and motor, and bring more accurate power distribution under different road conditions. In the specific operation experience, the driver of the 08EM-P can choose the appropriate gear in different road environments and match the power with different intensities, thus bringing a precise sense of control. And the shifting logic is very clear, and the power acceleration is not all of a sudden, but a linear acceleration experience.

In contrast, Tang DM-i’s CVT gearbox has the advantages of strong ride comfort, but its disadvantages are also quite obvious: first, CVT gearbox is prone to cold protection problems, and it may take a long time to start in cold environment, which may also lead to the inability of vehicles to speed up effectively. Secondly, the transmission belt of CVT gearbox is fragile and easy to be damaged in harsh driving environment, which requires more frequent maintenance and replacement, and the actual vehicle maintenance cost is higher. Thirdly, CVT gearbox will obviously feel the lack of power on vehicles with strong power, especially on uphill sections, which is one of the reasons why BYD plug-in and hybrid vehicles have not adopted the strategy of high power.

In the era of intelligent flooding, Linke 08EM-P has implemented the user’s needs.

At present, the new energy vehicle market has entered the era of intelligent flooding, which is manifested in the stacking of non-vehicle intelligent configurations, such as the "refrigerator color TV sofa" that people often vomit. On the aspect of integrated intelligence, LEEK 08EM-P upgraded the car system to OTA version 1.6.0. The overall intelligent cockpit performance of the car is different from the current flood era. It follows the principle of "making the car practical and intelligent to the extreme" and implements the needs of users.

If you are installed with the identity of "Leader 08EM-P Owner" now, you don’t need a physical key to get on the bus, and your Apple mobile phone, watch and proximity can open the door for you, realizing a feeling of unlocking/locking, and making your travel life more scientific and technological. When you sit in the driver’s seat, you don’t need to look down at your mobile phone or central control screen navigation when driving, because there is the largest 92-inch AR-HUD mass-produced in the industry, which directly presents three-lane information, AR navigation, ADAS assistance and other information on the front windshield. In terms of car experience, the LYNK Flyme Auto car system of LINKE 08EM-P is the first to take the Antola 1000 Pro computing platform, which integrates two 7nm "Longying No.1" chips independently developed in the industry, and the computing power of a single chip is comparable to that of Qualcomm 8155 car chip, and it has larger running and storage memory, which is smoother and faster in car startup and functional experience.

When you want to watch the video on a big screen, use the 15.4-inch ultra-clear full screen of LTPS LCD display technology, which has a picture quality of 2.5K and a color gamut as high as 85%, which can show more colors. The sound quality experience is even more impressive. As the only SUV model equipped with Harman Kardon 23 plus WANOS panoramic sound within 200,000, the Lectra 08EM-P has brought a million-level extreme sound experience at a price of 200,000. In terms of sound surround telepresence, the top "sky sound" surround channel is added to the Lectra 08EM-P cockpit, which enhances the depth and telepresence of the sound image compared with the two-channel stereo, and it seems to be surrounded by sound when sitting on it. In addition, the car system is equipped with WANOS Panoramic Audio APP, with its high-quality panoramic audio-visual entertainment resources to realize audio-visual synchronization, which can bring you and your family a more immersive and shocking audio-visual experience.

On the intelligent voice level, Aicy voice assistant can support four-tone recognition, which has higher understanding and execution ability, not only supports custom wake-up words, but also can customize a variety of images to make the dialogue more vivid and interesting. Crucially, Aicy voice assistant can realize multiple rounds of communication according to the context of the whole context, which really brings an intelligent experience of "seeing and speaking".

Not only that, LINKE 08EM-P also has innovative functions of sentry mode and car wash mode. Sentinel mode In the parking scene, vehicles can monitor suspicious targets by looking around the fisheye camera, rely on the acceleration sensor to detect the risk of collision, and give a double flash warning to the outside world in time. It can also record and store suspicious scenes and notify the owner. When the car wash mode is turned on, the vehicle will close the window, trunk, charging cap, fuel cap, wiper, etc., and disable the approaching vehicle to unlock and leave the vehicle, effectively preventing water seepage and ensuring vehicle safety.

In intelligent driving, LEEK 08EM-P is equipped with Lynk Co-Pilot Navi intelligent navigation assistance system, which not only performs sensitive and fast in daily adaptive cruising, overtaking, going up and down ramps and other road conditions, but also has various lane-changing functions such as autonomous lane change and voice control lane change, taking into account more scenes. It is worth mentioning that when the Lectra 08EM-P encounters a big car, it will take the initiative to avoid it, deliberately widen the front and rear distance from the big car, and in the process of overtaking, pull the horizontal distance from the big car, reduce the parallel time, relieve the driver’s driving fatigue and pressure, and ensure driving safety.

In terms of road perception, LEEK 08EM-P supports 10 perception cameras and 5 millimeter-wave radars, and relies on centimeter-level precision maps to guide navigation. Together with two black sesame intelligent Huashan A1000 chips with a cost-effective ratio of up to 116 TOPS, it realizes the algorithmic arrangement of road environment and helps vehicles realize the intelligent driving performance of L2+ high-order parking.

Whoever ignores security is the enemy of users.

Consumers want cars with lower prices, but irrational price wars will only harm the interests of users in the end. Some brands take the lead in setting off price involution, which seems to be more cost-effective. In fact, they cut corners on invisible core components and car-making technology, and use iron oil tanks, ultra-thin and ultra-short front and rear anti-collision beams, and chopsticks-slender chassis suspension, which bring great hidden dangers to the safety of the whole vehicle. Such cost-effective is not the price that users want, and such brands can also be regarded as the enemies of users.

In sharp contrast with such a brand model, the price of the Lexus 08EM-P, which is already quite ahead in terms of three-electric system and intelligence, starting from 179,800 yuan may not be cheap, but it is also within the reasonable price of high-value plug-in SUV. Crucially, LEEK 08EM-P is a benchmark in vehicle safety.

The LEICK 08EM-P is made of thermoformed steel with the maximum pressure of 2000MPa, and the proportion of high-strength steel and aluminum alloy in white body is as high as 75%. It is equipped with aerospace-grade 7 series aluminum alloy front crash beam, and the integrated thermoformed boron steel door knocker and superelastic honeycomb filling technology are adopted for the first time, which can alleviate more impact energy, and the performance of materials exceeds that of brand luxury cars.

In addition, the car is equipped with an extended head air curtain with a length of 2000mm, which runs through the ABC column and covers the whole window area. After bouncing off, the pressure can be maintained for 6 seconds, which brings longer personnel protection. Adding 120L super-large passenger airbag can further ensure the safety of the passenger’s head. Finally, in terms of battery safety that people are most concerned about, Linke 08EM-P adopts the first integrated DP1180 bottom guard plate with the tensile strength of 1200MPa, which far exceeds the safety standard of the national standard, and can realize 50ms high-voltage power failure due to collision and bid farewell to the natural danger of battery fire.

Based on its solid performance in safety, LEEK 08EM-P obtained the first domestic certification of "60km/h side impact protection of new energy passenger cars with superimposed side pillars" issued by China Automotive Research Institute.

Jianghu car review:

In the just-concluded platform test, the Lectra 08EM-P stood out among 35 models, and won the first lap time of SUV with 2 minutes and 19.87 seconds, which fully reflected the excellent handling performance of CMA Evo architecture. The 2025 Lectra 08EM-P is not the first model of Lectra 08EM-P. Since it was launched one year ago, the cumulative sales volume has exceeded 80,000, and its high-value travel quality has been recognized by users. Its brand, Linke, also rolled off the production line for the millionth vehicle in less than six years, becoming the fastest high-end automobile brand in China and the truly recognized high-end automobile brand in China. The Lexus 08-EM-P, which is built with heart, advanced technology and solid materials, is a high-end new energy SUV choice that most people can’t avoid.

　　As a "God Car Factory", Wuling has launched a new car, bringing a brand-new masterpiece to young consumers who are pursuing fashion and practicality-the five-seat version of Wuling Bingo SUV. In the past, Wuling Binguo attracted a lot of attention with its high value and sufficient product strength, but the design of four seats was a little cramped when five people traveled, and it was difficult to meet the demand for cars in more scenes. Nowadays, people’s Wuling officially launched the five-seat version of Wuling Binguo SUV in response to the market voice, which not only perfectly solved the compliance problem of five-person travel, but also achieved a comprehensive upgrade in terms of face value, configuration and space.

　　The five-seat version of Wuling Binguo SUV shows Wuling’s deep understanding of aerodynamics and practicality in design. This model adopts low wind resistance design, and the body lines are smooth, which reduces the air resistance during driving, helps to improve the energy efficiency of the vehicle and extend the cruising range.

　　The flying wing headlights on the front face have a unique shape and are embedded with a "I"-shaped signature lamp, which improves the recognition. At the same time, the design of the front air curtain with wind blade, large inclination windshield and streamlined anti-upturned tail wing together constitute the low wind resistance appearance of the whole vehicle, which not only optimizes the aerodynamic performance, but also gives the vehicle a stronger sense of movement.

　　In terms of color selection, the five-seat version of Wuling Binguo SUV provides four pure energy car colors: milk coffee white, glass red, storm gray and aurora green. These colors are inspired by natural forces and give the vehicle a tough and reliable power atmosphere to meet the individual needs of different users.

　　The five-seat version of Wuling Bingo SUV incorporates more sports elements while maintaining the lovely family style, making the whole car look more dynamic. The body lines are smooth and the details are exquisite. Whether it is a city street or a suburban path, it can be easily controlled, showing a good value and practicality.

　　The interior design of Wuling Binguo SUV five-seat version takes simplicity and freedom as the core concept, and creates a comfortable and practical driving space for users through fine layout and material selection. The interior adopts a minimalist naturalistic design style, and the smooth lines are matched with natural fresh colors to create a relaxed and pleasant atmosphere.

　　In terms of color matching, the five-seat version of Wuling Binguo SUV provides two natural colors: empty green and warm sand white, with a pure black background, which integrates natural and healthy elements into the interior space and brings comfortable visual enjoyment to users. At the same time, the interior material adopts 360 skin-friendly soft bag design, from the instrument panel, armrest to seat headrest, a large area of soft bag material is wrapped, which not only enhances the tactile experience, but also enhances the visual sense of space.

　　In the central control area, the five-seat version of Wuling Bingo SUV is equipped with an 8.8-inch dashboard and a 10.1-inch central control screen, both of which adopt mainstream design, with clear display and distinct layers. The interface of the central control panel is simple, supporting touch screen control and blind operation, which improves the convenience and sense of technology of operation. At the same time, the new car also adopts the electronic gear design, which can shift gears only by gently touching the button, which is not only convenient to operate, but also saves storage space.

　　In terms of seats, the five-seat version of Wuling Binguo SUV adopts ergonomic design. The seat fits the human body curve and is equipped with an integrated headrest, which greatly enhances the sense of wrapping and skin-friendliness. In addition, the seat also has a 6-way electric adjustment function, so users can easily adjust to the most comfortable sitting position and field of vision according to their personal habits.

　　The focus of this upgrade is the five-seat version, but the middle seat belt has been added to the real car, but the center headrest has not been added. From this point of view, the five-seat version only meets the requirements of the regulations, but the comfort of the middle passengers needs to be strengthened.

　　In terms of storage space, the five-seat version of Wuling Bingo SUV fully considers the daily needs of users, and designs 23 in-vehicle storage spaces to facilitate users to store various items. On the whole, the interior design of the five-seat version of Wuling Bingo SUV takes into account both aesthetics and practicality, providing users with a high-quality driving experience.

　　The five-seat version of Wuling Bingo SUV is built on the original platform of Wuling pure electricity-Tianyu architecture M platform. In the power system, the five-seat version of Wuling Bingo SUV is equipped with an efficient intelligent thermal management system, which integrates a 9kW high-performance condenser and a 4.3kW high-efficiency radiator. Through the efficient linkage of internal liquid cooling, the core components such as batteries and motors are always working in the optimal temperature range, thus achieving better energy efficiency ratio and working efficiency. At the same time, the system also has intelligent control function, which can intelligently adjust the start-stop and working frequency of thermal management parts such as fans and pumps according to different driving scenarios (such as parking, charging, air conditioning use, high and low speed driving, etc.), further reducing the power consumption of the whole vehicle and improving the endurance performance.

　　In addition, the five-seat version of Wuling Bingo SUV also provides three charging modes: DC fast charging, slow charging and household power charging with the car to meet the charging needs of users in different scenarios. Among them, the DC fast charging mode can quickly replenish the power in a short time, and it only takes 30-35 minutes to charge from 30% to 80%, which greatly improves the charging efficiency.

　　In terms of driving performance, Wuling Binguo SUV five-seat version, with its low wind resistance design, effectively reduces the air resistance during driving and improves the energy efficiency and stability of the vehicle. At the same time, the carefully adjusted chassis system also provides good handling and ride comfort for the vehicle, ensuring the driving experience of users under different road conditions.

　　The five-seat version of Wuling Bingo SUV performs well in power, achieving stable output and efficient use of power. The motor on the vehicle responds quickly, and the acceleration process is smooth and powerful, which can provide abundant power support for both urban commuting and high-speed cruising.

　　The steering system of the five-seat version of Wuling Bingo SUV is precise and easy to control. The steering wheel has a moderate feel and a clear direction, which ensures the portability at low speed, improves the stability at high speed, and brings more peace of mind and comfortable driving experience to drivers.

　　The chassis adjustment of the five-seat version of Wuling Bingo SUV takes into account both comfort and sportiness. The vehicle adopts an optimized suspension system, which can effectively absorb the road vibration, reduce the bumpy feeling and provide passengers with a stable and comfortable riding environment. At the same time, the chassis structure is stable, the posture of the car body is stable during driving, and it can maintain good passability and maneuverability even under complex road conditions.

　　The five-seat version of Wuling Bingo SUV has performed well in NVH, and the key parts of the vehicle, such as engine compartment, door and floor, have been effectively soundproofed, reducing the introduction of external noise. At the same time, the vehicle is also equipped with low-noise tires and optimized body seal design, which further reduces the wind noise and road noise during driving.

　　Write at the end:

　　With its excellent design, comfortable and practical interior layout, efficient and intelligent power system and excellent driving performance, Wuling Binguo SUV five-seat version successfully meets the diversified needs of the market for five-person travel compliance, high value, high configuration and strong power. As a five-seater model for family users, it has also made great efforts in spatial layout and practicality, providing users with a spacious and comfortable driving environment. It is worth noting that although the five-seat version of Wuling Bingo SUV performs well in the overall design, the lack of central headrest in the five-seat configuration may become a comfort detail that some users pay attention to. However, this does not affect its competitiveness and market position in the same class. The five-seat version of Wuling Bingo SUV is still a pure electric vehicle worth looking forward to.

CCTV News:According to the statistics of the People’s Bank of China, at the end of the third quarter of 2022, the balance of RMB loans of financial institutions was 210.76 trillion yuan, up 11.2% year-on-year; In the first three quarters, RMB loans increased by 18.08 trillion yuan, an increase of 1.36 trillion yuan over the same period of last year.

First, the loan growth of enterprises and institutions accelerated, and the growth rate of medium and long-term loans increased more.

At the end of the third quarter of 2022, the loan balance of local and foreign currency enterprises and institutions was 137.08 trillion yuan, up 13.1% year-on-year, and the growth rate was 0.5 percentage points higher than that of the first half of the year and 2.1 percentage points higher than that of the end of last year. In the first three quarters, it increased by 14.5 trillion yuan, an increase of 3.77 trillion yuan.

In terms of term, the balance of short-term loans and bill financing was 49.94 trillion yuan, up 14.5% year-on-year, with the growth rate 0.1 percentage points higher than that of the first half of the year and 8.3 percentage points higher than that of the end of last year. In the first three quarters, it increased by 5.77 trillion yuan, an increase of 3.71 trillion yuan. The balance of medium and long-term loans was 83.86 trillion yuan, up 12.7% year-on-year, with the growth rate 0.7 percentage points higher than that of the first half of the year and 1.3 percentage points lower than that of the end of last year. In the first three quarters, it increased by 8.68 trillion yuan, an increase of 307.6 billion yuan.

In terms of purposes, the balance of fixed assets loans was 57.19 trillion yuan, up 9.6% year-on-year, and the growth rate was 0.5 percentage points lower than that at the end of last year; The balance of operating loans was 55.6 trillion yuan, a year-on-year increase of 12.4%, and the growth rate was 2.6 percentage points higher than that at the end of last year.

Second, the growth rate of medium and long-term industrial loans continued to increase.

At the end of the third quarter of 2022, the balance of medium-and long-term loans in local and foreign currency industries was 16.08 trillion yuan, up 23.3% year-on-year, and the growth rate was 12.6 percentage points higher than that of various loans, 2.1 percentage points higher than that of the first half of the year and 0.7 percentage points higher than that of the end of last year. In the first three quarters, it increased by 2.63 trillion yuan, an increase of 586 billion yuan. Among them, the balance of medium and long-term loans for heavy industry was 13.74 trillion yuan, up 22.4% year-on-year, and the growth rate was 0.9 percentage points higher than that at the end of last year; The balance of medium and long-term loans for light industry was 2.34 trillion yuan, up 28.4% year-on-year, and the growth rate was 0.7 percentage points lower than the end of last year.

At the end of the third quarter of 2022, the balance of medium and long-term loans in local and foreign currency service industries was 54.52 trillion yuan, up 9.6% year-on-year, and the growth rate was 1.4 percentage points lower than that at the end of last year. In the first three quarters, it increased by 4.6 trillion yuan, a year-on-year decrease of 64.2 billion yuan. The balance of medium and long-term loans in the real estate industry increased by 1.1% year-on-year, and the growth rate was 1.6 percentage points higher than that at the end of last year.

At the end of the third quarter of 2022, the balance of medium and long-term loans in local and foreign currency infrastructure was 31.93 trillion yuan, up 12.5% year-on-year, and the growth rate was 2.8 percentage points lower than that at the end of last year. In the first three quarters, it increased by 3.06 trillion yuan, a year-on-year decrease of 235.3 billion yuan.

III. Loans in inclusive finance maintained a relatively fast growth rate.

At the end of the third quarter of 2022, the balance of RMB loans in inclusive finance was 31.39 trillion yuan, a year-on-year increase of 21.6%, 10.4 percentage points higher than various loans and 1.6 percentage points lower than the end of last year; In the first three quarters, it increased by 4.89 trillion yuan, an increase of 575.7 billion yuan.

At the end of the third quarter of 2022, the balance of Pratt & Whitney small and micro loans was 23.16 trillion yuan, a year-on-year increase of 24.6%, and the growth rate was 2.7 percentage points lower than the end of last year; In the first three quarters, it increased by 3.94 trillion yuan, an increase of 444.3 billion yuan. The balance of loans for farmers’ production and operation was 7.76 trillion yuan, a year-on-year increase of 14.2%; The balance of business guarantee loans was 269.4 billion yuan, up 14.8% year-on-year; The balance of student loans was 133.6 billion yuan, a year-on-year increase of 17.7%.

At the end of the third quarter of 2022, the balance of loans for people out of poverty nationwide was 1.01 trillion yuan, up 14.7% year-on-year, and increased by 97.3 billion yuan in the first three quarters.

Fourth, green loans maintained rapid growth.

At the end of the third quarter of 2022, the balance of local and foreign currency green loans was 20.9 trillion yuan, up 41.4% year-on-year, 8.4 percentage points higher than the end of last year, 30.7 percentage points higher than the growth rate of various loans, and increased by 4.88 trillion yuan in the first three quarters. Among them, loans to projects with direct and indirect carbon emission reduction benefits were 8.32 trillion yuan and 5.56 trillion yuan respectively, accounting for 66.4% of the total green loans.

In terms of purposes, the loan balances of infrastructure green upgrading industry, clean energy industry and energy conservation and environmental protection industry were 9.37, 5.33 and 2.91 trillion yuan respectively, up by 34%, 40.9% and 63.2% respectively. In terms of industries, the balance of green loans in power, heat, gas and water production and supply industries was 5.33 trillion yuan, up 30.8% year-on-year, and increased by 857.5 billion yuan in the first three quarters; The balance of green loans in transportation, warehousing and postal services was 4.48 trillion yuan, up 11.5% year-on-year, and increased by 357.7 billion yuan in the first three quarters.

V. The growth rate of agriculture-related loans increased steadily.

At the end of the third quarter of 2022, the balance of agricultural loans in local and foreign currencies was 48.5 trillion yuan, up 13.7% year-on-year, and the growth rate was 2.8 percentage points higher than that at the end of last year. In the first three quarters, it increased by 5.46 trillion yuan, an increase of 1.46 trillion yuan over the same period of last year.

At the end of the third quarter of 2022, the balance of rural (county and below) loans was 40.37 trillion yuan, up 13.4% year-on-year, and the growth rate was 1.3 percentage points higher than that at the end of last year; In the first three quarters, it increased by 4.38 trillion yuan, an increase of 762.2 billion yuan. The balance of farmers’ loans was 14.81 trillion yuan, a year-on-year increase of 12%, and the growth rate was 2 percentage points lower than the end of last year; In the first three quarters, it increased by 1.39 trillion yuan, a year-on-year decrease of 40.7 billion yuan. The balance of agricultural loans was 5.06 trillion yuan, a year-on-year increase of 10.3%, and the growth rate was 3.2 percentage points higher than that at the end of last year; In the first three quarters, it increased by 503.5 billion yuan, an increase of 175.9 billion yuan.

6. The growth rate of real estate loans declined, while the growth rate of real estate development loans increased.

At the end of the third quarter of 2022, the balance of RMB real estate loans was 53.29 trillion yuan, a year-on-year increase of 3.2%, which was 4.7 percentage points lower than the growth rate at the end of last year; In the first three quarters, it increased by 848.8 billion yuan, accounting for 4.7% of the increase in various loans in the same period.

At the end of the third quarter of 2022, the balance of real estate development loans was 12.67 trillion yuan, up 2.2% year-on-year, and the growth rate was 2.4 percentage points higher than that of the first half of the year and 1.3 percentage points higher than that of the end of last year. The balance of individual housing loans was 38.91 trillion yuan, a year-on-year increase of 4.1%, and the growth rate was 7.2 percentage points lower than that at the end of last year.

Seven, the growth rate of household operating loans rebounded, and the growth rate of household consumption loans continued to decline.

At the end of the third quarter of 2022, the balance of household loans in local and foreign currencies was 74.52 trillion yuan, up 7.2% year-on-year, and the growth rate was 1 percentage point lower than that in the first half of the year and 5.3 percentage points lower than that at the end of the previous year. In the first three quarters, it increased by 3.42 trillion yuan, a year-on-year decrease of 2.93 trillion yuan.

At the end of the third quarter of 2022, the balance of domestic and foreign currency household operating loans was 18.53 trillion yuan, up 16.1% year-on-year, 1 percentage point higher than the first half of the year and 3 percentage points lower than the end of the previous year; In the first three quarters, it increased by 2.31 trillion yuan, a year-on-year decrease of 30.3 billion yuan. The balance of household consumer loans (excluding personal housing loans) was 17.08 trillion yuan, up 5.4% year-on-year, and the growth rate was 0.4 percentage points lower than that of the first half of the year and 4.1 percentage points lower than that of the end of last year. In the first three quarters, it increased by 514.1 billion yuan, a year-on-year decrease of 558.7 billion yuan.

　　[car home Information] Recently, we learned from relevant channels that the new BMW pure electric i5 xDrive40 will be launched in the spring of 2024. In May this year, a new generation of BMW 5 Series (G60) and (|) made their debut. Previously, two versions of eDrive 40 and M60 xDrive were launched, and it is expected that xDrive 40 will be positioned between them.

『M60 xDrive』

『eDrive 40』

　　BMW i5 adopts the upgraded fifth-generation eDrive electric drive system. As an entry-level model, the eDrive 40 version will be equipped with a rear motor, with a maximum power of 340 HP, a peak torque of 430 Nm, an acceleration time of 6.0 seconds at 0-100km/h and a top speed of 193 km/h.. As a version of M Performance, the M60 xDrive is equipped with stronger dual motors, sharing the powertrain with the BMW iX M60, with a maximum power of 601 HP and a peak torque of 820 Nm. It is officially announced that its 0-100km/h acceleration time is 3.8 seconds, and its top speed is limited to 230 km/h.

『eDrive 40』

　　　BMW officials did not disclose the details of the xDrive 40 model, but the BMW i5 xDrive40 will undoubtedly be welcomed by BMW electric car enthusiasts. Compared with the rear-drive single motor, the four-wheel drive dual-motor model will be more worth looking forward to. For reference, the recently released BMW i4 xDrive40 will be equipped with front and rear dual motors, which can output a maximum power of 396 HP, while the i5 xDrive40 will probably use the same power system. (Text/car home yaoyu)

Some netizens left a message and wanted to see it. Today it came. Next, let’s take a look with Xiaobian.

First of all, from the appearance, LaVida’s front face is beautifully shaped and equipped with a banner net, which looks sporty. Coupled with headlights, the overall look is very deep. The car is equipped with LED daytime running lights, front fog lights, automatic opening and closing, delayed closing and so on. Coming to the side of the car, the body size of the car is 4561MM*1740MM*1470MM, and the car adopts deep and elegant lines, which gives people a very hard-core feeling. With large-sized thick-walled tires, it gives people a very young personality. At the rear of the car, the rear of the car echoes the front of the car, the taillights look very cool, and the exhaust pipe adopts a hidden design, which is simple and fashionable.

Arriving in the car, the interior of LaVida looks very fashionable, simple and functional. The steering wheel of the car uses a three-spoke design and is made of plastic, showing a sense of atmosphere. Let’s take a look at the central control panel, which is decorated with an 8-inch central control panel, which makes the interior design quite layered and conforms to the temperament of the car. The dashboard and seats give people a good feeling, too. Let’s take a look. The dashboard design is remarkable and eye-catching. The car uses a leather-like seat, the seat is wrapped in place, and the overall ride feels soft and comfortable.

LaVida matches the automatic manual transmission (AT) gearbox, with the maximum power of 81KW and the maximum torque of 141N.m, and the power performance is good.

LaVida is equipped with driving mode selection, remote control key, engine start and stop, traction control (ASR/TCS, etc.), CarPlay support, HUAWEI HiCar support and other configurations, which is worthy of praise.

The LaVida introduced today is not only eye-catching in space, but also has reached the mainstream level in various configurations, and there is nothing to be picky about driving experience and space experience. You must also have a look at this car, which will definitely bring you unexpected surprises.

For discerning consumers, the size of a car space can no longer be an important indicator for them to buy a car. The Mazda CX-30 to be talked about today is a gasoline car. Next, let’s see if its highlights can attract you with Xiaobian.

Let’s take a look at the appearance of Mazda CX-30. The front of Mazda CX-30 looks very sharp and unforgettable. Coupled with simple headlights, the design took the sports route. The car is equipped with LED daytime running lights, automatic opening and closing, adaptive far and near light, delayed closing and so on. Coming to the side of the car body, the size of the car body is 4395 mm * 1797 mm * 1545 mm. The car adopts cold lines, and the car body looks very hard. With large-sized thick-walled tires, it looks full of movement. Looking back, the overall shape of the rear of Mazda CX-30 echoes the front face, and the taillights are very individual. Coupled with the unique exhaust pipe, the overall layout is impressive.

Sitting in the car, the interior looks very avant-garde and meets the aesthetic standards of young people. The steering wheel of the car is very in line with the interior style, and it is made of genuine leather, which makes people love it. Let’s take a look at the central control, with an 8.8-inch central control screen, which makes the interior style impressive and has a certain sense of science and technology. Let Xiaobian introduce the dashboard and seats. The dashboard design is remarkable and looks very hard-core. The car uses leather seats, which are wide and thick, and have good support and comfort.

Mazda CX-30 is matched with an automatic manual transmission (AT) gearbox, with a maximum power of 116KW and a maximum torque of 202N.m, and its power performance is good.

The car is equipped with car networking, remote control key, rear wiper, engine start and stop, traction control (ASR/TCS, etc.) and other configurations, and the configuration has reached the mainstream level of the same level.

Summary of the full text: such a car with the right price is enough to meet the daily practical needs, and it doesn’t take much thought to maintain it at ordinary times, and the price is good.

As a compact SUV owned by GAC Toyota, Toyota Fenglanda has won the favor of many consumers with its fashionable and dynamic design, spacious and comfortable interior space, rich and practical intelligent technology and efficient and energy-saving power system since its listing in 2020. Recently, GAC Toyota officially announced that the 2023 Fenglanda was officially launched, and a total of nine fuel models were launched, with a price range of 125.8-169.8 million yuan.

Compared with the 2022 model, the 2023 Fenglanda is mainly upgraded for configuration, with a 7-inch LCD instrument and a 10.25-inch central control screen, and the one-step interconnection of CarPlay, CarLife and Hicar phones is also assembled, which is a more practical performance. In addition, a sports version has been added, equipped with sports style elements such as 18-inch black wheels, black front grille, black rearview mirror and black roof rack, as well as intelligent driving assistance functions such as full-speed adaptive cruise and lane centering, which improves driving pleasure and safety.

In terms of power, the 2023 Fenglanda is still equipped with a 2.0L naturally aspirated engine, with a maximum power of 126kW(171Ps) and a maximum torque of 205N·m, matching the CVT continuously variable gearbox (simulating 10 gears), and the comprehensive fuel consumption is only 6.15L/100km. For the chassis, McPherson independent suspension is used for the front suspension, trailing arm torsion beam independent suspension is used for the rear suspension, and electric power steering system is used for the steering system.

Fenglanda is a compact SUV launched by GAC Toyota. It is built on the Toyota TNGA platform, equipped with a 2.0L naturally aspirated engine and CVT gearbox. There are 10 models for consumers to choose from. What are the advantages and disadvantages of Flanders? Let’s analyze it below.

The advantages of Flanders are as follows:

-Price advantage. The starting price of Fenglanda is 135,000, which is 20,000 lower than that of hackers of the same level, and the cost performance is high.

-Configuration advantages. Fenglanda is equipped with TSS2.0 intelligent safety system, which includes many active safety functions, such as pre-collision system, dynamic radar cruise control system, lane tracking assistance system, etc. These functions are also standard on low-profile vehicles, which are more abundant than hackers.

-Quality advantage. As a product of Toyota brand, Fenglanda has a good reputation in terms of quality. The engine and gearbox are both highly reliable combinations, with relatively low fuel consumption and low maintenance cost.

-Security advantage. In addition to the active safety system, Flanders is also equipped with 7 or 9 airbags (depending on the vehicle model), high rigid body structure and TNGA platform, which bring good handling and stability and strong safety performance.

The disadvantages of Flanders mainly include the following points:

-The torque is 205 Nm, which belongs to the middle level in the same class. The explosive force is insufficient and the acceleration feeling is not strong enough.

-Interior disadvantages. Feng Landa’s interior design is relatively simple, without too many bright spots, and the materials used are not luxurious. The seat material is only imitation leather or fabric, and the steering wheel is only made of leather with the top model. The LCD instrument is only available in 4.2-inch or 7-inch sizes, not full LCD display.

-Hanging disadvantage. The rear suspension of Flanders adopts longitudinal arm torsion beam non-independent suspension. Although this suspension structure is low in cost, simple in structure and small in occupied space, its comfort and handling are not as good as that of independent suspension, and obvious vibration and noise will be felt on bumpy roads.

As a compact SUV targeted at young consumers, Toyota Fenglanda has a good performance in appearance, space, technology and power, and the 2023 model listed this time has been upgraded in configuration, and a sports version has been added to meet the needs of different consumers. But it also has its own advantages and characteristics, which are worth considering and buying. Feng Landa’s positioning is a family SUV with strong practicality, high safety and reliable quality. If you value these aspects, then Feng Landa may be your good choice.

speed up apply the brakes oil consumption second rice rise A self-motivated test of the new Honda Accord 2.4L Evaluation Editor-Wang Ziping:

The most outstanding feature of the new Accord is its cost performance. It has worked very hard to add enough scientific and technological security configurations, which makes it particularly eye-catching among the same price models. But the price is the most lethal weapon, and its price is basically the same as that of the old models, which makes its cost performance suddenly more prominent. Suddenly there are so many rich configurations, I think no one will not like it, and then it is the regret of the owners of the old models.

Evaluation Editor-Liang Haiwen:

The upgrade of the new Accord focuses on the configuration and modeling. It must be admitted that the appearance of the new car is really dazzling, which is very important to attract young consumers, and the blessing of a number of high-tech configurations makes it keep up with the trend. Although the engine has been re-adjusted, its power performance is at the same level as the old one, and its acceleration performance is still better than that of the two main Japanese rivals. The manipulation feeling is still sticking to the original style: it is the most athletic among the Japanese "Three Musketeers" and more comfortable than its European and American rivals.

Evaluation Editor-Huang Rongjia:

As an old car owner, I think the appearance of the new Accord is much more beautiful than the current car. The configuration is much richer, especially the configurations such as inner CarPlay and Honda SENSING system, which are full of highlights. To sum up, compared with the current 2.4L model, the new car has improved a little, which has brought many surprises to my old car owner. To tell the truth, seeing a new car really makes people feel the urge to change cars.

The times and technology are progressing, and high-tech configuration has become the standard of many cars, which brings consumers a better experience. There are many choices of cars now, as we said today. Next, let’s take a look with Xiaobian.

Let’s take a look at the appearance of Model X. The front of Model X adopts a very simple design and looks more spiritual. Coupled with the cool headlights, it looks very spiritual. The car is equipped with LED daytime running lights, front fog lights, automatic opening and closing, adaptive far and near light, delayed closing and so on. Coming to the side of the car, the body size of the car is 5037MM*2070MM*1684MM. The car adopts simple lines, and the side gives people a very flamboyant feeling. With large-sized thick-walled tires, the shape is eye-catching. In the rear part, the overall shape of the rear echoes the front, and the taillights give people a very capable feeling, and the overall layout is impressive.

Sitting in the car, the front face of Model X looks very stable and the overall shape is remarkable. The steering wheel of the car is very in line with the interior style, made of leather, and has a good grip. From the central control point of view, the car is equipped with a touch-sensitive LCD central control screen, which makes the interior style impressive and gives people a sense of fashion and dynamic. The interior feels good. Let’s take a look at the dashboard and seats. The dashboard design is remarkable, and the trendy design elements make people remember it at a glance. The car adopts leather-like seats, equipped with functions such as electric adjustment of auxiliary seat, electric adjustment of seat with memory, and seat proportion tilting, which makes the whole ride feel soft and comfortable.

Model X matches the gearbox, with an acceleration time of 2.6s per 100 kilometers, and the power is completely OK for daily use.

The car is equipped with driving mode selection, remote control key, NFC/RFID key, interior ambient light, traction control (ASR/TCS, etc.), Bluetooth /WIFI connection and other configurations. The configuration is not bad, and there is no problem in meeting daily use.

Summary: The car introduced today is remarkable in terms of space, configuration and power, and home travel is also a good helper.

On February 3rd, 2015, China Internet Network Information Center (CNNIC) released the 35th Statistical Report on Internet Development in China, in which ten trends and characteristics of Internet development in China were expounded.

First, the growth rate of netizens continued to narrow, and the difficulty of transforming non-netizens continued to expand. In 2014, there were 31.17 million new netizens in China, and the growth rate was significantly narrowed. Non-netizens’ willingness to surf the Internet continues to decline. The main reason for not surfing the Internet is that they don’t know computers or networks. The lack of Internet knowledge and application skills is an important reason for the gap in Internet use between netizens and non-netizens.

Second, there are great differences between Internet regions, and the digital gap between urban and rural areas needs to be further reduced. The inter-provincial difference of Internet penetration rate decreased from 3.37 in 1997 to 0.24 in 2014, but the difference between developed and underdeveloped provinces is still obvious. Although the scale and penetration rate of netizens in rural areas are increasing, the difference of Internet penetration rate between urban and rural areas is still expanding, and the fundamental reason is the unbalanced regional economic development.

Third, tablet entertainment is preferred, and network TV opens a new mode of entertainment. The entertainment and convenience of tablet computers make it an important entertainment device for netizens. At the end of 2014, the utilization rate has reached 34.8%, and it has a higher utilization rate among people with high education and high income. Internet TV has gradually become a new family entertainment mode. As of December 2014, the utilization rate of Internet TV has reached 15.6%.

Fourth, instant messaging has a stable position and evolved into a high value-added business portal. As of December 2014, the utilization rate of mobile instant messaging was 91.2%, up 5.1 percentage points from the end of 2013. Mobile instant messaging has gradually evolved from a single communication tool to a user portal for high value-added services such as payment, games and O2O, and has provided huge potential commercial value for other services with a huge user base.

Five, the mobile phone business application broke out, and the mobile phone travel booking momentum was the fiercest. In 2014, the development of mobile commerce applications among netizens in China exploded, and the annual growth rate of users such as mobile online shopping, mobile payment and mobile banking far exceeded the growth rate of other mobile applications. Mobile phone travel booking, which has been at a low level for a long time, has an annual growth rate of 194.6% in 2014, making it the fastest growing mobile business application.

6. Internet financial management is gradually decreasing, and the scale is stable and the expansion speed is gradually slowing down. By December 2014, the number of netizens who had purchased online wealth management products reached 78.49 million, an increase of 14.65 million compared with June 2014. Due to the diversion caused by the decline in yield and the recovery of China stock market, the explosive growth of users has basically ended, and the growth rate has begun to slow down.

Seven, the popularity of enterprise Internet is high, and there is much room for improvement in practical application. In enterprises that use the Internet for office work, the access rate of fixed broadband has exceeded 95% for many years, but there is still much room for improvement in the actual application level of the Internet. The boundary between traditional enterprises and internet enterprises is becoming more and more blurred, and the internet will become an inseparable part of the daily operation of enterprises.

Eight, the first-tier cities improve the quality of O2O, and medical and housekeeping O2O needs to be released urgently. O2O enterprises take the lead in layout in first-tier cities, and quickly gather a large number of deep users by catering to users’ needs; The business layout of second-and third-tier cities is gradually expanding, and the huge consumption potential will make the market enter the stage of incremental growth. The development of medical and housekeeping O2O has just started, with strong user demand and great development potential.

Nine, mobile phone network video exceeds PC, and network video has entered a period of steady development. In 2014, the overall scale of online video users was still growing, but the usage rate declined slightly; The user scale and usage rate of mobile video still keep increasing, but the growth rate has obviously slowed down, and the network video industry has entered a period of steady development. As of December 2014, 71.9% of video users chose to watch videos on their mobile phones; The usage rate of tablet computer and TV is about 23%, which is an important device for watching online video programs.

Ten, PC online games are still the backbone, and mobile online games and TV games are the highlights. PC online games attract the most valuable in-depth users and remain the backbone of the game market. The explosive growth of mobile games reached its peak in the first half of 2014, and gradually entered the reshuffle period in the second half of the year, showing a steady and declining trend. It is expected that the share will be further expanded in 2015. In 2014, the policy of lifting the ban on game consoles made video games a new market focus. However, judging from the current development trend of the TV game market, it is not the game console, but the Internet TV or "box" that will quickly occupy the market in the next year.